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Travel Insurance to the USA
Travel Insurance for America with no age limit and cover for pre-existing medical conditions Get a Quoteor Retrieve your quoteBefore you experience the American dream, think USA Travel Insurance
The United States of America is one of the most popular travel destinations outside of Europe. The USA offers something for everyone, so it’s no surprise UK tourists choose America to spend their holiday. Whether you plan on visiting the National Parks or reliving your childhood at Walt Disney World, it’s key that you choose the right USA Travel Insurance that fits you and your travel requirements.
Travel Insurance for America is there to help cover the cost of the unforeseen -that might be illness, injury or theft of your possessions while you’re away, as well as needing to cancel your trip before you get off the ground. Just Travel Cover can help you secure the right Travel Insurance for America, tailored to your travel needs, including your age and medical history.
Find the best USA Travel Insurance for you
Finding the best Travel Insurance for the USA depends on your unique travel needs. At Just Travel Cover, you can compare prices and cover from multiple insurers by entering your details just once, saving you time shopping around for the best policy. We can provide cover for all ages and there’s cover for hundreds of pre-existing medical conditions, something which is incredibly important when travelling to the USA due to the cost of medical treatment. We were recently awarded ‘Best Travel Insurance Provider’ at the Insurance Choice Awards, so you can rest assured that you can find the best USA Travel Insurance for you when shopping with us.
If you’re searching specifically for Travel Insurance for New York or Travel Insurance for Florida, have a look at our travel tip pages, covering everything you need to know when visiting these popular destinations.
Everything you need to know about the United States of America
Before travelling to the USA from the UK, there are a few things you might want to consider. To ensure your journey goes smoothly we have created a list of our top travel tips when visiting America, including the importance of securing USA Travel Insurance.
Entry requirements for the USA
Before travelling to America, you will need to apply for an ESTA (an Electronic System for Travel Authorisation). This automatic visa waiver programme is designed for people visiting the USA for leisure or business purposes, lasting up to 90 days. After filling in a quick online form and paying a small administration fee, you’re ready to travel. Your ESTA is valid for two years and allows British travellers to visit the USA multiple times within that period. The form is often instant – however, give yourself plenty of time as it needs to be completed three days before departure from the UK to the USA.
Do I need a Covid-19 test to enter the USA?
No, as of Monday 13 June 2022 you no longer need to present a negative Covid-19 test to enter the USA from the UK. Advice can change – you can check the FCDO and CDC websites for the latest advice.
The price isn’t always right
When buying items in America, the price of the product often doesn’t include sales tax; a similar concept to VAT, which varies state by state. This means you should account for an additional 2.9 to 7.25 per cent on top of the original sale price when purchasing items. Of the 50 states in the USA, Alaska, Delaware, Montana, New Hampshire, and Oregon are the five states with no sales tax at all.
State-dependent
If your holiday involves driving along Route 66, or across state borders, it is important to understand how the laws differ depending on the state you are visiting. Some states have strict laws regarding alcohol, whilst others have strict laws about smoking and littering. It’s important to research the locality of each state before visiting to ensure your possessions do not break any laws.
Despite this, the USA is a melting pot of culture, where you can expand your circle and meet people from all walks of life.
Hitting the highway
Access to public transport differs from state to state, and in most cases hiring a car will grant you more freedom over your holiday. If you decide on hiring a car, some states will accept a full UK licence while others will ask you to have an International Driving Permit (IDP); be sure to familiarise yourself with the individual state requirements before booking your rental.
It’s important to note that Travel Insurance for America doesn’t cover driving or damage to a rental car. However, our team at Just Travel Cover are available to help you with any questions or queries you have in regards to your American Road Trip.
Vaccines
We recommend visiting your doctor 4-6 weeks before your departure to check what vaccinations or boosters are required. This may include routine vaccinations, and travel-specific immunisations like Hepatitis A and B.
How much does medical treatment cost in the USA?
Receiving treatment for an injury or illness can be extremely expensive, no matter where you’re travelling, but healthcare costs in the USA are among the highest in the world. At Just Travel Cover we’ve got you covered. We specialise in Travel Insurance that covers pre-existing medical conditions with no upper age limit. You can compare prices and cover from a range of insurers that provide single-trip or annual multi-trip cover, saving you time and money. Make sure to opt for a policy with high medical cover as medical treatment in the USA can be expensive, and consider the excess you would be willing to pay in the event of a claim.
Examples of the cost of medical treatment in the USA;
- A one night stay on an intensive care unit £5,000+
- A heart operation £20,000+
- Air ambulance transfer: £60,000+
What are the entry requirements for the USA?
British passport holders will need prior authorisation to enter the United States. This will either be with a visa, Permanent Resident Card or the Visa Waiver Programme (VWP). Most passport holders can get hold of an ESTA through the VWP. Although you can only apply for an ESTA online, friends, relatives and travel agents can fill in the application on your behalf. Unauthorised companies may claim they can apply on your behalf for a small fee – to remove any fraudulent risks, only apply via the official ESTA application website.
What are the entry requirements for the USA?
British passport holders will need prior authorisation to enter the United States. This will either be with a visa, Permanent Resident Card or the Visa Waiver Programme (VWP). Most passport holders can get hold of an ESTA through the VWP. Although you can only apply for an ESTA online, friends, relatives and travel agents can fill in the application on your behalf. Unauthorised companies may claim they can apply on your behalf for a small fee – to remove any fraudulent risks, only apply via the official ESTA application website.
What Travel Insurance do I need for the USA?
Your Travel Insurance for America must include good medical cover, especially if you are over 65 or have pre-existing medical conditions. Treatment in the United States is incredibly expensive, and we recommend not to underestimate how much treatment can cost if you are injured or fall ill while visiting. The level of cover you choose should be sufficient for covering any unfortunate events, including loss of possessions or cancellation. If you’re planning adventurous activities or going on a cruise, we can assist you in finding a policy that provides the relevant cover. Our USA Travel Insurance policies offer cover-up to £15 million in medical expenses, cancellation/curtailment up to £12,500 per person and personal Liability up to £2 million per person.
If you travel frequently, an Annual Travel Insurance policy may be right for you, but make sure to select a worldwide policy so your holiday to the USA is covered. If you are just interested in Travel Insurance for a single trip to America, we recommend our Single Trip Travel Insurance to USA. Make sure to select a worldwide policy so your holiday to the USA is covered. If you are just interested in Travel Insurance for a single trip to America, we recommend our Single-Trip Travel Insurance, just select the USA from the drop-down list.
What travel insurance do I need for the USA?
Whether you’re taking your family to the theme parks of Florida, exploring the Hawaii Volcanoes National Park, or skiing in Colorado, having a travel insurance policy that is tailored to you and your itinerary is vital. You may require specific cover if you have a particular medical condition, planning on partaking in a sport or activity or going on a cruise. Our aim at Just Travel Cover is to provide Travel Insurance for people of all ages, including those living with pre-existing medical conditions who may find it difficult to find adequate cover for their needs. When buying annual insurance on our website all policies will include cover for the USA.
We offer policies for single and annual multi-trip insurance covering you for;
- Cancellation and curtailment
- Missed Departure
- Lost, stolen or damaged baggage
- Emergency medical expenses and repatriation
- Mobility aids
- Lost medications and medical aids
- 24/7 emergency medical assistance
How should I choose the right Travel Health Insurance for my USA trip?
Whether you’re taking your family to the theme parks of Florida, exploring the Hawaii Volcanoes National Park, seeing the sites in New York, or skiing in Colorado, having a USA Travel Insurance policy that is tailored to you and your itinerary is vital. You may require specific cover if you have a particular medical condition, planning on partaking in a sport or activity or going on a cruise. Our aim at Just Travel Cover is to provide Travel Insurance for people of all ages, including those living with pre-existing medical conditions who may find it difficult to find adequate cover for their needs. When buying annual insurance on our website all policies will include cover for the USA.
We offer policies for single and annual multi-trip insurance covering you for;
- Cancellation and curtailment (including if you test positive for Covid-19 before you’re due to travel
- Emergency medical expenses and repatriation
- Travel delay and missed departure
- Lost, stolen or damaged baggage
- Mobility aids
- Money and cash
- Lost medications and medical aids
- 24/7 emergency medical assistance
How can I find the best Travel Insurance for the USA?
To find the best Travel Insurance for the USA, compare policies from multiple insurers. Look for cover that includes high medical expense limits, cover for pre-existing conditions, trip cancellation, and other travel-related benefits. Just Travel Cover offers a comparison tool to help you find the best policy for your needs.
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Cover for Pre-Existing Medical Conditions
- Emergency medical, hospital and medical expenses up to £15m
- Repatriation (the cost of getting you home)
- Emergency dental care
- Accommodation expenses
- 24 hour medical assistance line
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0800 294 2969 for more information.
