Travel Insurance for COPD

Prioritise getting Travel Insurance for your COPD so that you can enjoy planning your dream holiday

Prioritise getting Travel Insurance for your COPD so that you can enjoy planning your dream holiday.

Living with chronic obstructive pulmonary disease (COPD) can be challenging. While this may be the case, it is essential to know that you aren’t alone; COPD affects 1.2 million people in the UK, and that number is growing.

Finding holiday insurance for COPD sufferers can be stressful, but it doesn’t have to be. Get Travel Insurance that covers your COPD.

Importance of Declaring COPD on Travel Insurance

It’s important to remember that most pre-existing medical conditions, including COPD, are linked to other conditions, including chest infections and pneumonia, so if you developed one of these and had not declared COPD, you would not be covered. When choosing your Travel Insurance, it is important that you thoroughly review your policy to ensure it covers your specific requirements.

Holiday Tips for COPD Sufferers

Travelling with COPD may require more planning, but with the right preparations, your journey and holiday can be comfortable and stress-free. Here are some tips to consider when travelling with COPD:

Plan Your Trip in Advance: This includes securing COPD Travel Insurance as soon as possible, ideally as soon as you have booked your holiday. At Just Travel Cover, we can cover up to 18 months before your trip. Planning also includes ensuring all your medications and medical supplies for your pre-existing medical condition are packed. It’s always a good idea to pack extra, just in case.
Avoid Strenuous Activities and High Altitudes: Both can exacerbate COPD symptoms. Opt for light activities and tours that are less likely to impact your pre-existing medical condition.
Stay Hydrated and Rest Often: Drink plenty of water and ensure you have time to rest, especially if you’re feeling tired.
Be Conscious of the Local Climate and Air Quality: Depending on your destination, the air quality and climate can vary greatly. It is important to look into whether the area will affect your COPD so you can best prepare.

Flying with COPD

If you are worried about your flight and wondering, ‘Can you fly with COPD?’, the answer is ‘yes’. While it is typically safe, it is best to consult with your GP before any trip, especially if you are on long-term oxygen therapy, as you may need an adequate oxygen supply for your flight and the rest of your holiday.

Securing COPD-specific Travel Insurance

Finding Travel Insurance that covers you if a COPD-related medical emergency were to happen may give you the peace of mind needed to relax on holiday. Whether you’re a culture seeker or a sun-seeker, you don’t have to let your COPD stop you from living your life to the fullest.

When answering the medical screening questions, try to be as truthful and accurate as possible. After completing the questions, we can thoroughly assess our market to see which Travel Insurance policy would be a good fit for your COPD.

Each case of COPD is unique to the individual, so you need to find a Travel Insurance policy that meets your needs. Knowing that your Travel Insurance covers you may put your mind at ease if you have emphysema, pneumothorax, chronic bronchitis, or chronic obstructive airway disease.

Ease of Medical Screening

Our online medical screening process makes it quick and easy to find Travel Insurance for your COPD. If you prefer to speak with someone over the phone, please contact one of our specialist Travel Insurance consultants. We are experienced in searching the market to help you find Travel Insurance that covers your COPD, and we are happy to help.

Holidays for COPD sufferers do not have to be stressful. Having the COPD Travel Insurance you need can help you unwind, travel confidently, and make the most of your trip.

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Travel Insurance for COPD FAQs

Frequently asked questions about Travel Insurance for COPD.

Can I fly with COPD?

If you are unsure whether you can fly with your COPD condition, we recommend you speak with your doctor. Air travel is usually safe for passengers with COPD, although we advise you to double-check before departure. Your doctor can make any special recommendations, including confirming if you are safe to travel in your current condition. Declaring COPD on your Travel Insurance allows us to find the best policies suited to your needs.

Does having COPD affect Travel Insurance?

If you have COPD, it needs to be declared on your Travel Insurance so that you are covered if you need emergency medical treatment for COPD. This is also the case for conditions such as chest infections, pneumonia and pneumothorax (collapsed lung).

Is COPD a pre-existing medical condition?

Yes. Every medical condition or illness you have before taking out Travel Insurance is classified as a pre-existing medical condition; this includes COPD. You must disclose your COPD to your insurance company because if you don’t, you could risk invalidating your policy and will not be covered.

How much is Travel Insurance with COPD?

The cost of Travel Insurance with cover for COPD depends on several other factors, including your age, destination, duration of your holiday, the severity of your COPD and any other pre-existing conditions you may have. At Just Travel Cover, we are medical specialists and work with various insurers to find affordable cover that meets each traveller’s unique needs. While you may have to pay an additional premium depending on your medical history and age, you can’t put a price on peace of mind.

Do I have to declare COPD on Travel Insurance?

Yes, you must declare COPD as a pre-existing medical condition when getting a quote so we can provide you with the most appropriate cover. If you fail to mention any medical conditions and you need to make a claim, your policy could be invalid, and you may have to cover your own costs out of pocket. It is important to be honest about your COPD and any other medical conditions when securing Travel Insurance.

What is the best climate in Europe for COPD sufferers?

The ‘best’ climate in Europe for COPD sufferers is generally one that is warm, not too humid and features clean air to help ease breathing difficulties. Regions known for this include the Mediterranean coast (Spain, Italy, Greece), the Portuguese Coast, particularly the Algarve, and the Canary Islands. These areas offer mild temperatures and good air quality, which can be beneficial for managing COPD symptoms. However, preferences and health conditions can vary from person to person, so it’s important to consider this when choosing your next holiday destination in Europe. Make sure wherever you holiday, to secure Travel Insurance for COPD.

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Travel Insurance for COPD – Your Cover

Cancellation/ curtailment up to £12,500 (£30,000 on referral)
Missed departure up to £1,500 per person
Baggage up to £3,000 per person
Personal Liability up to £2 million per person
Zero excess policies available

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Medical Cover for COPD

Emergency medical expenses and repatriation of up to £15 million
24/7 emergency medical assistance
Cover for all types of Autoimmune Conditions

We Compare Prices From These Insurers

Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0800 294 2969 for more information.