Specialist Travel Insurance with Asthma Cover
Don’t let asthma stop you from enjoying your well-deserved break. For the 5.4 million people in the UK who have asthma, travelling with the condition can be challenging and cause concern; however, this does not need to be the case. When you have the appropriate Travel Insurance with asthma cover, you can feel confident and safe as tailored asthma Travel Insurance protects you if a medical emergency happens while you’re away from home.
Just Travel Cover covers hundreds of pre-existing medical conditions, including allergic, nonallergic, seasonal, occupational, and exercise-induced asthma. Our Travel Insurance specialists are happy to help you find an asthma Travel Insurance policy that meets your needs. We are experienced in helping people with asthma of all severities find appropriate Travel Insurance with asthma cover, giving them the confidence they need to enjoy their holiday worry-free.
Compare Asthma Travel Insurance with Ease
Our online medical screening process is simple and quick to complete. It’s never been easier to find Travel Insurance for asthma.
No matter where you’re headed or why you’re travelling, you can relax knowing that your asthma Travel Insurance policy has you covered. Don’t let asthma get in the way!
Travel Insurance for Asthma FAQs
Frequently asked questions about Travel Insurance for Asthma.
Can I get Travel Insurance for asthma?
You should get Travel Insurance that covers all of your pre-existing medical conditions, and this includes both mild and severe asthma. Finding asthma Travel Insurance that covers you is important in case an asthma-related incident happens while you’re abroad or you need to cancel your trip due to medical reasons.
By declaring your asthma, no matter the severity on your Travel Insurance policy, you can relax knowing that you are prepared should the unexpected happen. If you do find Travel Insurance for asthma, your policy may become void, and you risk having to pay for any medical treatment you receive abroad.
Can you fly with severe asthma?
Each asthma case is unique to the individual and you should speak to your GP with regards to being fit to fly. Generally speaking, travelling by air when you have asthma is safe, whether your condition is mild or severe.
At Just Travel Cover we specialise in helping people with pre-existing medical conditions like asthma get the cover they need.
Does asthma affect the cost of Travel Insurance?
Not necessarily – the price you pay for Travel Insurance may be affected by your medical history, but is also dependent on your age, where you’re going and for how long. We compare several insurers for you and most of them have a bronze, silver and gold option for you to choose from.
Is Travel Insurance with asthma cover more expensive than regular insurance?
The cost of Travel Insurance for asthma may vary depending on factors such as your age, destination, trip duration, and the level of coverage you choose. Specialised asthma Travel Insurance may be more expensive than regular cover, but it is worth it and will ensure that you are covered in the case of an asthma-related emergency. Not finding asthma Travel Insurance could result in you facing expensive medical fees to pay for any treatment you receive abroad.
Can I purchase asthma-specific Travel Insurance if I have other pre-existing medical conditions?
Yes, you can find Travel Insurance policies that cover multiple pre-existing medical conditions, including asthma. It is essential that you disclose all of your pre-existing medical conditions to your Travel Insurance provider when finding a policy. In doing so, you can have peace of mind knowing that you are covered if an emergency relating to your medical condition were to happen while you are away.
Does asthma affect Travel Insurance?
Yes, asthma can affect Travel Insurance in a few key ways:
- Higher Premiums: Because asthma is a pre-existing condition, insurance providers might charge higher premiums to cover the additional risks. This depends on the severity of your asthma, other medical conditions, age, destination, and duration of the holiday.
- Cover Details: Policies designed for asthma sufferers often provide tailored cover for asthma-related incidents, including medical treatment and cancellation cover, so should something go wrong relating to your asthma that prevents you from flying, you are covered.
- Policy Availability: Not every insurer offers cover for pre-existing conditions like asthma, and those that do might require a detailed medical screening. At Just Travel Cover, we specialise in providing cover for hundreds of pre-existing medical conditions, and this includes asthma. After answering a few simple questions about your condition, including if you have been prescribed oxygen outside of hospital and if you are a smoker, we will provide you with a list of asthma Travel Insurance options suited to you.
Do I need to declare asthma on Travel Insurance?
Yes, as with any medical condition, you should declare asthma when applying for Travel Insurance. Here’s why…
- Ensure Validity: Not declaring asthma can invalidate your Travel Insurance if you need to make a related claim.
- Get Proper Cover: Declaring asthma ensures your policy includes cover for any asthma-related issues that might arise during your trip, including medical emergencies and cancellation for an insured reason.
- Peace of Mind: Knowing your asthma is covered can help reduce stress about managing your condition while travelling and having to pay out of pocket should something go wrong.
Travel Insurance for Asthma – Your Cover
- Cancellation/ curtailment up to £12,500 (£30,000 on referral)
- Missed departure up to £1,500 per person
- Baggage up to £3,000 per person
- Personal Liability up to £2 million per person
- Zero excess policies available
Medical Cover for Asthma
- Emergency medical expenses and repatriation up to £15 million
- 24/7 emergency medical assistance
- Cover for Asthma
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0800 294 2969 for more information.
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