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Protect your Eye Health on holiday – secure Travel Insurance
When planning a holiday, your eye health might not be the first thing on your mind, but it’s just as important as any other aspect of your health.
If you have an eye condition, such as cataracts, macular degeneration, or glaucoma it’s important to declare this on your Travel Insurance. Even if you’ve recently had eye surgery and your condition has improved, or is no longer there, having the right Travel Insurance which covers your eye health can offer financial protection if you have to unexpectedly cancel your trip or seek treatment while abroad.
For example, if you experience any unforeseen issues related to your eye health whilst you’re abroad which require emergency treatment, Travel Insurance can cover you for the necessary treatment you may need, subject to policy terms and conditions.
Without declaring pre-existing medical conditions on your Travel Insurance, you could be left to cover these costs on your own. If you’re away from home, it can be especially difficult to manage unexpected medical expenses.
Why Do I Need Travel Insurance for Eye Health?
Travel Insurance for eye health provides access to 24/7 medical assistance in the event you need unexpected treatment/assistance while travelling. No one ever anticipates sudden vision changes or discomfort, but if it does happen, it can be distressing.
See The Wonders of the World with Travel Insurance for Eye Health
Whether you’re exploring busy cities, relaxing on the beach or hiking through vast landscapes, travel insurance for pre-existing medical conditions, including current or previous eye conditions, is essential.
Eye conditions such as cataracts and macular degeneration don’t have to limit your enjoyment of these experiences. With the right Travel Insurance, you can travel with confidence that you’re prepared if any challenges arise.
If you do require unforeseen medical assistance, you can access the necessary medical care, and manage your condition without paying significant costs.
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Travel Insurance for Eye Health FAQ’s
Frequently asked questions about Travel Insurance for Eye Health.
Do I need to declare cataracts on Travel Insurance?
Cataract(s) is a pre-existing medical condition, even if you have had this removed, so you need to declare this on your Travel Insurance. Failure to disclose cataracts may lead to claim denials, leaving you financially responsible for any expenses related to your condition.
What should I consider if I have recently had eye surgery and I’m planning to travel?
If you have recently undergone eye surgery, such as cataract removal or treatment for macular degeneration, you should consult your doctor to determine when it is safe to travel and what precautions you should take.
Make sure to declare your recent surgery when purchasing Travel Insurance to ensure this is declared and screened accurately on your policy.
There will be no cover if you are travelling against medical advice or you are aware that you will require treatment whilst on your trip. All claims are subject to terms and conditions detailed in the Insurer’s Policy Wording.
Does Travel Insurance cover eye health emergencies abroad?
Yes, Travel Insurance can cover eye health emergencies abroad, including unexpected issues related to pre-existing conditions such as cataracts or macular degeneration, provided these are declared and accepted on your policy and subject to terms and conditions. Cover includes emergency medical expenses. However, the extent of cover can vary depending on the policy terms and conditions, and the insurer, so it’s crucial to review your policy details and confirm that it includes enough cover. At Just Travel Cover, we can offer emergency medical expenses cover up to £15m.
Can I still get Travel Insurance if my eye condition has worsened recently?
Yes, you can still get Travel Insurance if your eye condition has worsened recently, provided your doctor is still in agreement with your travel plans. You should provide full disclosure about your current health status during the application process. We need to know about any recent changes or deteriorations in your condition to accurately assess risk and provide appropriate cover. When getting a quotation, we will only show you policies that can cover your specific condition, so you can compare and choose the right Travel Insurance for you.
Can I get Travel Insurance if I’m awaiting eye surgery or on a waiting list for an eye condition?
Yes, you can still get Travel Insurance if you’re awaiting eye surgery or are on a waiting list for a procedure related to your eye health. However, it’s important to fully disclose your medical situation, including your eye condition and any symptoms, when applying for Travel Insurance while on a waiting list.
Speak to us directly if you are interested in Travel Insurance while awaiting eye surgery. Make sure to consult your doctor before travelling to ensure it’s safe.
Travel Insurance for Eye Health – Your Cover
- Cancellation/ curtailment up to £12,500 (upto £50,000 on referral)
- Missed departure up to £1,500 per person
- Baggage up to £3,000 per person
- Personal Liability up to £2 million per person
- Zero excess policies available
Medical Cover for Eye Health
- Emergency medical expenses and repatriation up to £15 million
- 24/7 emergency medical assistance
- Cover for all types of optical health.
We Compare Prices From These Insurers
Click here to download the Policy Wording and Insurance Product Information document for all insurers
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