Travel Insurance for Back Problems

Thinking about booking your dream holiday? Don’t let your back problems get in the way; compare prices on Travel Insurance today

If you suffer from back pain, you’ll know that it can make even the simplest of tasks uncomfortable. While this may be the case, you deserve to have a holiday just as much as anyone else. Be well prepared and find Travel Insurance that covers your back problems before you travel.

Choosing the Right Travel Insurance for Your Back Condition

We understand that there are various types of back injuries, and your case is specific to you. A common back problem is a strain, which could have potentially happened due to a muscle injury. Other potential conditions include a slipped disc, sciatica, or ankylosing spondylitis, and it’s important you declare anything that has been diagnosed on your Travel Insurance. When selecting ‘back pain’ during medical screening, you’ll be asked to choose from “Back Pain”, “Chronic Back Pain” or “Lower Back Pain”. If your back pain is the result of another medical condition, such as an infection, a break, sciatica, arthritis, or cancer, you’ll need to ensure you declare that condition separately.

Compare Back Problem Travel Insurance with Ease

Our quick and easy online medical screening process is straightforward to complete. By answering a few questions, you’ll see a list of insurers who can provide cover for your specific medical condition causing your back pain, such as sciatica, or cover for the back pain itself, and it will be referenced on your documents. You can then compare policies across insurers and choose the best back pain specific policy that is catered to you and your needs.

Worrying about your back pain shouldn’t stop you from enjoying your trip. Making sure your Travel Insurance covers you will give you peace of mind to relax while you’re away.

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Travel Insurance for Back Problems FAQs

Frequently asked questions about Travel Insurance for Back Problems.

Is back pain a pre-existing medical condition?

Yes. A pre-existing medical condition is any problem you had before travelling. No matter how serious or mild your back problem is, it is considered a pre-existing medical condition. Therefore, it is important that you find a Travel Insurance policy that covers you in case a medical emergency were to happen while you’re abroad. If your back problem is caused by a separate medical condition, such as sciatica, slipped disc or arthritis, this must also be declared on your Travel Insurance.

What does Travel Insurance for back problems cover?

While Travel Insurance will provide cover in case of a medical emergency (often picking up hefty medical bills), it’s important to remember that your policy also provides cover for repatriation (getting you home), trip cancellation, loss and theft of baggage and much more. It is important to declare your back problems or underlying health conditions causing your back problems, such as arthritis, on your Travel Insurance policy.

Should I declare my back problem when taking out Travel Insurance?

Yes. It is essential to declare your back (and any other) condition on your Travel Insurance. You should inform your insurer about any pre-existing medical conditions that you have, including any problems with your back. If you do not declare your back problems, then your Travel Insurance policy may become invalid. If you encounter a back-related medical emergency while travelling, you may not be insured and would have to pay expensive fees for any treatment you receive. For this reason, we recommend that you declare your back problem on your Travel Insurance.

Can you fly with sciatica?

If your back problems stem from sciatica and you are worried about flying with the condition, you can usually fly with sciatica, but it may require some preparation and precautions. Consult your GP before flying, especially for long hauls, as sitting for extended periods can exacerbate sciatica symptoms. Options such as selecting aisle seats for more legroom, using lumbar support, and taking gentle stretches can help manage discomfort during the flight.

Does Travel Insurance for back problems cover arthritis?

If you suffer from arthritis and this is what is causing your back problems, it is important to declare this when getting a Travel Insurance policy. Arthritis and back problems are considered separate pre-existing medical conditions, and cover for each needs to be specified when applying for Travel Insurance. This will ensure that you are covered for medical treatments, emergencies, cancellations, or any other complications related to both your back problems and arthritis while travelling.

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Travel Insurance for Back Conditions – Your Cover

Cancellation/ curtailment up to £12,500 (£30,000 on referral)
Missed departure up to £1,500 per person
Baggage up to £3,000 per person
Personal Liability up to £2 million per person
Zero excess policies available

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Medical Cover for Back Conditions

Emergency medical expenses and repatriation up to £15 million
24/7 emergency medical assistance
Cover for all types of Autoimmune Conditions

We Compare Prices From These Insurers

Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 03709501790 for more information