Travel Insurance for over 70s

How much you pay for over 70 Travel Insurance is not just based on your age, but also on where you’re going, for how long, whether the trip includes a cruise and your medical history. It also depends what level of cover you want/need – for example if your holiday costs £5,000 you only need £5,000 cancellation cover, but if the holiday costs £30,000 you’re likely going to want to ensure your insurance covers it.

When you get a quote from Just Travel Cover you will see a list of policies, sorted by price, based on your own circumstances, so we’re comparing prices for you to find the best possible deal from our insurers. If you do require a higher cancellation limit for example, you would need to speak to a member of our team directly to arrange. It may be the case that over 70s Travel Insurance is more expensive, but it depends on a case-by-case basis.

If you’re going on a cruise, we offer Cruise Travel Insurance for over 70s. Reach out to one of our experts to discuss your options today.

As Martin Lewis recommends, you should buy over 70s Travel Insurance ASAB, as soon as you have booked your trip – that’s because on single trip policies, cancellation cover starts immediately, so if something happens that means you can no longer go on your holiday, you may be able to claim back the money you have paid. On annual policies cancellation cover starts on the day your policy starts, which can be up to 90 days in the future. If you are over 70, this is the best way to ensure you are fully covered by your Travel Insurance. Terms apply. If you are over 70, this is the best way to ensure you are fully covered by your Travel Insurance.

You should declare all pre-existing medical conditions when arranging Travel Insurance. The policy will then cover the cost of care for any pre-existing medical condition you have had in the past or suffer from now.

We know retirement often means more time to explore the world, and if you’re over 70 we can help find Travel Insurance that enables you to travel anywhere, as long as the FCDO does not advise against travel. Having the right policy in place will provide peace of mind that you’re protected should something not go to plan. Depending on where you’re travelling, you can get a single-trip policy for holidays:

• up to 180 days if you’re aged between 71-75
• 124 days if aged 76-79. For more information, visit our Over 75s Travel Insurance page. 

Annual multi-trip Travel Insurance is available if you’re over 70 too, with a maximum trip length of 45 days.

When you’re over 70, especially if you have pre-existing medical conditions, it’s important you have the right cover in place, so always look at what’s covered, as well as the price – this is not the same for all insurers.

When calculating the price of a Travel Insurance policy insurers will take a range of factors into consideration including your age and medical history, as well as where you’re going, how long for and whether you’re going on a cruise.

The price can also be impacted by the amount of cover you want/need, for example, if your holiday costs £30,000 you will need more cover than if it was £3,000.  We’ll compare prices from a range of insurers with bronze, silver and gold options,

Yes, at Just Travel Cover we specialise in seniors Travel Insurance with pre-existing medical conditions and can provide cover for most heart conditions, including if you have had a heart attack. If you’re over 70 and have ever had a heart condition such as angina or an irregular heartbeat it is important you declare these when getting a quotation to ensure you’re properly covered while away.

Yes, our over 70s Travel Insurance policies can provide cover for type 1 and type 2 diabetes as long as this is declared when getting a quotation, alongside your age, any other medical conditions, destination, and length of trip. We will ask you a few questions regarding insulin and hospital visits before presenting several options to you from multiple insurers so you can compare Travel Insurance for over 70 and diabetes and choose the best policy for you.

Yes, at Just Travel Cover we can help those over 70 and living with various types of cancer find over 70 Travel Insurance whether you’re in remission or not. We are able to provide cover for a wide range of cancers, including breast cancer, prostate cancer and skin cancer. You should make sure the exact type of cancer is declared on your policy, and you answer all questions appropriately – we will then show you a list of providers that can provide Over 70s Travel Insurance with cancer cover. Find out more on our Travel Insurance with pre-existing condition page.

Yes, if you’re over 70 and living with a mental health condition such as anxiety and depression, it’s important to be covered for these when you travel. Mental Health Conditions fall under the bracket of pre-existing medical conditions and should be declared when getting a quote. Our over 70s Travel Insurance policies provide up to £15m medical cover and will provide the peace of mind you’ve got the right support if the unexpected happens. When answering our medical questions, you may be asked to call us – this is so we can explain the different terms for psychiatric conditions for each insurer and provide you with some options.

While we specialise in Travel Insurance, we partner with Quotezone.co.uk to provide home insurance, including options for those over 70.

Yes, just add the ‘winter sports extension’ when getting a quote online for winter sports Travel Insurance. You can also tell one of our sales advisors that you need winter sports ski cover when getting an over 70s Travel Insurance policy. Please note that we only offer the winter sports extension to travellers under 75. Quotes are based on your age, medical history, duration of trip and destination.

If you sit outside this age category, visit our Over 75 Travel Insurance page for more information.

Finding the right holiday Travel Insurance can be confusing, but there’s no need to worry. Travellers over 70 should look for the following in Travel Insurance, based on financial expert Martin Lewis’ advice:

• Medical Cover: High limits for medical emergencies and pre-existing conditions.
• Pre-existing Conditions: Ensure all conditions are declared and covered.
• Cancellation/Curtailment: Cover for trip cancellations due to health issues.
• Age Limits: Policies that cover those over 70 without high premiums.
• Repatriation: Cover for medical repatriation if needed.
• Activities: Ensure coverage for any planned activities, especially if high-risk.
• Emergency Assistance: 24/7 support in emergencies.

At Just Travel Cover, we can provide Travel Insurance for over 70s that fits this criteria.

If you are looking for budget-friendly Travel Insurance for those over 70, we can support you. Once you’ve completed the medical questionnaire and told us your age, medical history, destination and duration of your holiday, we will show you a list of all the policies, allowing you to compare which Travel Insurance best fits your needs. At Just Travel Cover, we offer bronze, silver and gold policies to suit different needs and budgets. You can compare each travel insurer by factors such as excess amount, cancellation cover and medical cover. When comparing policies, it’s important to consider not just the price, but the level of cover that suits your travel plans and personal circumstances. A policy with a lower excess might seem like the cheaper option upfront, but it could lead to higher out-of-pocket expenses later.