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Best Family Travel Insurance for All Ages, Destinations and Conditions
Enjoy your family holiday to the fullest, knowing you and your loved ones are protected with a Family Travel Insurance policy.
Whether you travel with your family on a regular basis or perhaps once a year, you should consider purchasing a Family Travel Insurance policy. Family Travel Insurance policies are typically for up to two adults and up to 8 children under the age of 18.
For Travel Insurance for family groups with members over 18, our group policy options may be better suited. Opting for holiday insurance family plans can be a more cost-effective and simpler alternative to individual policies, offering tailored cover for the entire family under one policy. If you’re looking for Family Travel Insurance, we’re here to help.
You’ll need a GHIC for every family member
When purchasing Travel Insurance for a family trip, you’ll need a Global Health Insurance Card (GHIC) for each member on the policy. The GHIC replaced the previous European Health Insurance Card (EHIC), and allows UK nationals to receive free or reduced-cost emergency healthcare while in the European Union. Since Brexit, EHIC cards can only be used until their expiry date, meaning if you apply for a new card, you will now be issued the GHIC. Switzerland, Norway, Iceland, and Liechtenstein no longer accept EHIC cards.
It is important to remember that neither card covers you for all eventualities, such as repatriation (the cost of getting you home). These cards should therefore not be used as an alternative to Travel Insurance. When travelling to Europe, consider a family Travel Insurance policy alongside your GHIC cards. This ensures your family is covered for unexpected events. Once you’ve found Travel Insurance for the family, ensure you have all the necessary cards for each member.
Always make sure you have a comprehensive policy to ensure you travel with peace of mind.
Award-Winning Family Travel Insurance Provider
We are proud to share that Just Travel Cover has been named the ‘Best Travel Insurance Provider 2023′ at the Insurance Choice Awards. When you choose us for your Family Travel Insurance, you are securing safety and peace of mind with an award-winning provider. Our commitment to offering tailored cover for all ages and destinations has been recognised and celebrated, ensuring your family travels with the best.
Family Travel Insurance FAQs
Frequently asked questions about Family Travel Insurance.
Do I need family Travel Insurance?
- Medical expenses up to £15 million per person
- Cancellation/Curtailment up to £12,500 per person
- Personal Liability up to £2 million per person
- Lost, damaged or stolen luggage up to £3,000 per person
The purpose of Family Travel Insurance is to protect you and your loved ones should something go wrong when on holiday (or before you leave, meaning you need to cancel). If you’re travelling alone, without children, or as part of a group, then you will need an individual, couple or group policy.
You can have up to two adults and eight children under 18 on a Family Travel Insurance policy. They don’t need to share the same surname, but the adults must live at the same address for the policy to be valid. Depending on the insurer, children do not need to live with adults to be on the same Travel Insurance for family policy.
Does Family Travel Insurance cover single travellers?
If you go on holiday or travel more than once a year, our annual multi-trip family Travel Insurance can save you time and money. A one-off payment is taken for the full 12 months and will provide cover for an unlimited amount of holidays, including trips up to 93 days. When it comes to annual family Travel Insurance policies, every person covered by the policy will also be covered for individual travel.
Whether you choose a single trip or an annual policy for your family, children need to be travelling with a named adult to be covered. However, some Travel Insurance for family policies will allow children to travel separately to the named adult if they are travelling with a relative, guardian or person with a legal duty of care, such as a school teacher if on a school trip.
Regardless of your travel needs, always read the policy wording before purchasing Travel Insurance for your family. Some policies may not cover family members who are travelling separately or children accompanied by a non-family member. If you’re searching for Travel Insurance for the family, we’re here to ensure you find a policy suited to you.
What are the benefits of buying Family Travel Insurance?
When getting your Family Travel Insurance quote, be sure to declare any pre-existing medical conditions for all family members. Our specialist medical travel insurers will provide policies best suited to your family’s needs so be sure to complete our quick online medical screening.
How much does Family Travel Insurance cost?
- The number of people on the policy
- If anybody in your family has a pre-existing medical condition
For families of all sizes, including those looking for Travel Insurance for a family of 4, our Travel Insurance for family policies are designed to provide full cover. A family policy can work out cheaper than purchasing individual cover for each member.
Can children under 18 get Travel Insurance without an adult?
Is it more cost-effective to buy Travel Insurance for a family of 4 rather than individual policies?
Can Travel Insurance for a child cover pre-existing medical conditions?
Our Single Trip Family Travel Insurance
- Single trips of up to 365 days
- No upper age limit
- Cancellation cover up to £12,500 (£30,000 on referral) per person
- Baggage cover up to £3,000 per person
- Personal liability cover up to £2 million per person
- All travel companions can be included in the same policy
- Zero excess policies available
Medical Cover
- Pre-existing medical conditions considered
- Emergency medical and repatriation expenses up to £15 million
- 24/7 emergency medical assistance helpline – English speaking
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 03709501790 for more information.
Single Trip Travel Insurance With Pre-Existing Medical Conditions & No Age Limit
Once you complete our simple and quick online medical screening, you will see a range of quotes from our panel of trusted insurance underwriters with a choice of policies that match your needs. We take away the worry by covering you for medical treatment abroad, cancellation, missed departure, lost travel documents and personal belongings – so you can focus on having a great time!
Instant Protection From The Moment You Buy Your Single Trip Travel Insurance Policy
It is quick and easy to buy your single trip cover online anytime, 7 days a week. Your cancellation cover starts from the moment your complete your purchase, so if you are unable to travel for an insured reason, you may be able to recover the cost of your holiday.
To be eligible for cover you must:
- be resident in the UK, Northern Ireland, the Channel Islands, or the Isle of Man for more than 6 months
- be registered with a GP at your place of residence
- purchase the policy prior to leaving the UK on your planned trip
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