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Planning an European Cruise? Here’s What You Need to Know
If you’re setting sail across Europe, you may find yourself exploring the sun-drenched Mediterranean coasts or the quaint harbours of the British Isles. Wherever the journey takes you, it is vital that you are prepared for unforeseen circumstances, and protect your voyage with Cruise Travel Insurance for Europe.
Sail With Confidence by Packing Your Cruise Travel Insurance
Embarking on a European cruise is a significant investment, filled with experiences that create life-long memories. However, it’s not devoid of potential risks and unexpected circumstances.
The Importance of Travel Insurance for European Cruises
In 2022, Spain experienced the highest number of medical claims, tallying just over 20,000. There were 8,492 claims in Greece and more than 7,000 in France. With the average Travel Insurance claim now averaging £973, it’s never been so important to have Cruise Travel Insurance in place ahead of your European cruise.
Secure Cancellation Cover for your European Cruise
Cruises are often booked in advance, and unfortunately, circumstances can change – sometimes meaning you need to cancel, which could leave you out of pocket if you don’t have sufficient protection. The main benefit of Cruise Travel Insurance, however, is for medical emergencies. Medical treatment in some countries can often run into the thousands and the average cost of a medical claim in 2022 was £1,750. This is where Cruise Travel Insurance becomes invaluable. It provides peace of mind, so you can enjoy your cruise without worrying about unexpected disruptions. At Just Travel Cover, we provide cancellation cover up to £12,500pp, which can be topped up to £50,000pp depending on the value of your European cruise. We can also offer cover for emergency medical expenses up to £15m.
European Cruise Travel Insurance: What’s in it for You?
Cruise Travel Insurance extends beyond standard Travel Insurance to cater to the unique risks associated with cruising, as while all of our insurers cover cruises, some offer unique, additional benefits. This includes missed port departure, cabin confinement and cruise interruption cover.
We know cruises can be costly too, and that’s why we have insurance policies that cover up to £12,500pp for cancellation. We can also provide additional “top up” cancellation cover of up tp £50,000pp, all you need to do is call us for a bespoke quote.
If you are visiting multiple countries during your European cruise, you must declare each destination on a single-trip policy, as every country is rated differently by insurers. This ensures you have the right cover wherever you are. Whether you’re exploring the fjords of Norway or the sunny beaches of Spain, we have you covered.
We understand that cruises are often booked well in advance, and so we offer the option to secure your Travel Insurance up to 18 months prior to departure. This allows you to get your cancellation cover in place as early as possible, allowing you to relax and focus on the exciting activities ahead.
Setting sail on a European cruise is an exciting adventure, but remember that your holiday should have safety at the heart of it.
Travel with confidence by ensuring you have quality European Cruise Travel Insurance in place. It’s not just about protecting your journey, but also ensuring you can truly soak in the wonders of your European cruise with peace of mind.
You can also browse our blogs for things to do onboard, packing tips, and must see destinations.
Travel Insurance for European Cruises FAQs
Frequently asked questions about Travel Insurance for European Cruises.
Is Travel Insurance necessary even for European cruises that dock in countries within the European Union?
Yes, Travel Insurance is highly recommended, even for European cruises that include stops within the European Union. Since the UK’s exit from the EU, the European Health Insurance Card (EHIC) and the new UK Global Health Insurance Card (GHIC) may not cover all medical costs and they do not cover repatriation or cancellation – plus, not all countries are part of the scheme. Therefore, European Cruise Travel Insurance is crucial. It offers a safeguard against potential issues, ensuring peace of mind throughout your journey and ensuring you’re not left with a large medical bill.
Do I need Travel Insurance for each destination in my European cruise?
What if I have pre-existing medical conditions? Can I still get Cruise Travel Insurance?
Yes, you can still get Cruise Travel Insurance even if you have pre-existing medical conditions. It’s crucial to declare these conditions when you’re getting a quote. At Just Travel Cover we work with a panel of insurers that will cover a range of pre-existing medical conditions, including issues relating to heart and circulatory, autoimmune, digestive, cancer, mental health.
Are high-risk activities, like water sports, covered under European Cruise Travel Insurance?
Can I get a refund on my Travel Insurance policy if I cancel my cruise?
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