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Travel Insurance for Cruises to Australia & New Zealand: What You Need to Know
A voyage across the stunning landscapes of Australia and New Zealand is an unparalleled experience. If you’re planning to sail along Australia’s Great Barrier Reef, explore Sydney’s urban flair, or delve into the spectacular fjords of New Zealand’s Milford Sound, you need to make sure you are prepared for unforeseen circumstances with Cruise Insurance for Australia and New Zealand. Cruise travel can come with unique challenges and potential risks that can impact your travel plans, which is why you need to make sure you are protected with Cruise Travel Insurance.
Understanding Australia & New Zealand Cruise Travel Cover
Cruise Travel Insurance is not just an additional expense; it’s an essential investment towards a relaxing and safeguarded holiday. An Australia & New Zealand Cruise Travel Insurance policy protects you from unforeseen circumstances that could result in financial loss or health complications. From cancellation cover should you not be able to set sail (for an insured reason) to medical treatment should you have an accident or fall ill on board or while exploring your destination, Australia & New Zealand Cruise Travel Insurance offers a range of benefits and provides peace of mind.
Choosing the right Cruise Travel Insurance policy for your Australia & New Zealand cruise is equally critical. When you get a quote online you’ll see a list of providers who can provide cover, so you can make an informed choice based on the cover you need and/or your preferred insurer.
Making The Most Of Your Australia & New Zealand Cruise
When you are on holiday, the last thing you want to worry about is potential mishaps, such as excessive medical bills or extreme weather forcing a change to your itinerary. Cruise Travel Insurance for Australia & New Zealand reduces the stress by knowing you’ll be taken care of, allowing you to immerse fully in your voyage. All policies are different, and while all include cancellation, medical and baggage cover, some also provide additional benefits for things like unused excursions, or cabin confinement if you take ill on board. You can explore cruise cover benefits further on our Cruise Travel Insurance page.
It is important to note that any pre-existing medical conditions must be declared at the time of purchasing your cover. We offer cover for various conditions, ensuring the policy is tailored to your unique needs.
How to Purchase Cruise Travel Insurance for Australia and New Zealand
Purchasing Cruise Travel Insurance is a straightforward process. When requesting a quote, specify that you are embarking on a cruise. If you are cruising across Australia and New Zealand, you must list both destinations separately, as New Zealand’s and Australia’s medical treatment costs are rated differently, and you will not be covered otherwise. If you are purchasing an annual policy, ensure to select ‘worldwide’ to secure cover for both Australia and New Zealand. We advise arranging your cover as soon as you book your cruise – we offer Travel Insurance up to 18 months in advance of your voyage.
Travel Insurance for Oceania Cruises FAQs
Frequently asked questions about Travel Insurance for Oceania Cruises.
Can I purchase Cruise Travel Cover after I've started my cruise?
No, you must purchase Cruise Travel Insurance before your journey begins, and most cruise lines will ask for proof of your cruise insurance policy before you set sail. At Just Travel Cover we can provide cover up to 18 months before your departure date, and trips must start and end in the UK.
Does Cruise Travel Cover include emergency evacuation?
Yes, with Cruise Travel Insurance for New Zealand and Australia, you can claim Emergency medical expenses up to £15,000,000. This includes repatriation or the need to transfer you to an on-land hospital that has the relevant facilities to carry out treatment.
What if I have to cancel my cruise last minute, will Cruise Travel Insurance reimburse me?
Travel Insurance does not cover disinclination to travel, but most policies do have cancellation cover; that means you can claim on your Travel Insurance if you need to cancel your cruise for a specified reason – this might be a change in medical circumstance, family bereavement or being made redundant, for example. Terms apply, so always check the policy wording of your chosen insurer for exact details and any exclusions.
How does Cruise Travel Insurance work in case of pre-existing medical conditions?
If you have any pre-existing medical conditions, you must declare them when getting a cruise insurance quote to ensure we provide you with appropriate cover. We specialise in providing cover for a wide range of pre-existing medical conditions which you can find on our website.
Is baggage loss or theft covered in the Cruise Travel Cover?
Yes, most policies come with baggage cover as standard. You can choose to exclude baggage cover if you do not need it, and each insurer has different limits up to £3,000. If your cruise includes a flight there is also Smart Luggage, a unique and exclusive benefit that pays out in real-time if your luggage is delayed and cannot be located after 48 hours.
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