Setting Sail? Don’t Forget Cruise Travel Insurance
Travel Insurance is a crucial part of any trip – especially Cruise holidays. If something goes wrong, either onboard the ship or before you depart, Cruise Travel Insurance can cover you against the unexpected.
Before you embark on your cruise adventure, there may be many things occupying your mind – luggage, checking in, and boarding. It’s not often you anticipate an emergency to occur, but Travel Insurance for cruises is there to protect you from any unforeseen events such as travel delays or medical emergencies.
At Just Travel Cover, you can compare multiple specialist insurers and prices to find suitable Travel Insurance for cruises catered to your specific needs. This includes things like missed port departure and cabin confinement cover, which are benefits included on some policies. Most of our Cruise Travel Insurance providers will offer cover for cancellation, loss of possessions and the cost of emergency medical treatment – this might involve transport to an on-land hospital for care. Cruise Travel Insurance will also cover repatriation – the costs associated with getting you back to the UK – for example, if a medical emergency results in you missing the remainder of your cruise and the scheduled return home. If you’re searching for Travel Insurance with cruise cover, you’re in the right place.
Cruise Travel Insurance Including Cover for Medical Conditions
Securing Travel Insurance for cruise holidays is essential for protecting your health, safety, and investment. Our Travel Insurance for cruises has no age limit, although this does depend on where you’re going, your age and for how long. Our cruise holiday insurance policies include cover for hundreds of Pre-existing Medical Conditions, and if you are visiting multiple destinations while away, they are included in our Cruise Travel Insurance policies. In this instance, you will need to select each country you will be visiting and list all medical conditions on your cruise Travel Insurance. Whatever your circumstances, cruise holiday insurance offers peace of mind and ensures you have protection for any unforeseen events. If you need information about insurance for a specific cruise line, cruise destination, or type of cruise, or if you want details related to your age or medical history for a cruise, please visit our tailored cruise Travel Insurance pages below.
Cruise Destinations
Cruises by Traveller
Types of Cruise
Cruise Insurance Requirements
Cruise Insurance for Pre-Existing Medical Conditions
IMPORTANT NOTE FOR CRUISERS: Most Cruise companies now specify that you must have Travel Insurance with cruise cover in place before setting sail. You will typically be asked to confirm you have Cruise Travel Insurance at the terminal, and you may need to provide proof of your policy. Sometimes, you may be denied boarding at your own expense if you do not arrange cruise Travel Insurance. Use our checklists below to find out what is covered by our policies.
Embark on an unforgettable cruise adventure, and set sail with peace of mind by arranging Cruise Travel Insurance. You can cruise with confidence, knowing that you are financially protected against unforeseen events such as trip cancellations, medical emergencies, or lost baggage. Set sail on a remarkable cruise experience, immersing yourself in the beauty of the sea while Just Travel Cover’s Cruise Travel Insurance ensures peace of mind throughout your trip.
Why Choose Just Travel Cover for Your Cruise Travel Insurance?
When it comes to securing reliable Travel Insurance for a cruise, Just Travel Cover stands out as a trusted provider, having insured more than a million people. With a proven track record of assisting travellers since 1999, we are an experienced choice for those seeking peace of mind and financial protection during their holidays, including cruises. Our commitment to understanding your unique needs and preferences sets us apart. We are award-winning and provide several options so you can make the best policy choice to meet your needs. Whether you’re embarking on a leisurely cruise, exploring far-flung destinations, or engaging in adrenaline-pumping adventures, Just Travel Cover has you covered with the right Cruise Travel Insurance tailored to you.
Our friendly and knowledgeable team of experts can guide you when choosing cruise insurance cover, or you can get a quote online to compare cruise insurance options.
Awarded ‘Best Travel Insurance Provider’
We’re proud to announce that Just Travel Cover has been awarded ‘Best Travel Insurance Provider 2023’ at the Insurance Choice Awards. This esteemed recognition highlights our commitment to providing exceptional Cruise Travel Insurance, ensuring our customers enjoy their sea voyages with peace of mind.
Cruise Travel Insurance FAQs
Frequently asked questions about our Cruise Travel Insurance policies.
What is cruise Travel Insurance?
Cruise Travel Insurance will provide protection for things that might go wrong on the run-up to your cruise or while you’re on board. While regular Travel Insurance is not always mandatory, Travel Insurance for cruises is often a requirement. Many cruise lines require boarders to provide a copy of their Cruise Travel Insurance policy before they set sail. Before you go on holiday, it’s important to check cruise insurance requirements to see what you’re covered for. Unlike regular Travel Insurance, some cruise insurance policies include benefits specific to cruising, such as missed port departure and cabin confinement cover.
What does Cruise Travel Insurance cover?
You may need to cancel your cruise because of a medical emergency or the death of a loved one, or you may need emergency medical treatment onboard. Cruise Travel Insurance will cover costs if you need transportation to a hospital on land and treatment in a foreign hospital. There are also additional benefits with some insurers, including cabin confinement and cruise interruption cover, for example, if you need treatment on dry land but are then confirmed well enough to rejoin your cruise. If you have a pre-existing medical condition, having the right Cruise Travel Insurance protects you if you experience any issues related to your condition whilst on the cruise.
Do your cruise holiday insurance policies cover Covid-19?
Where can I go with cruise holiday insurance?
Cruises are a great way to see multiple destinations in a short space of time. Whether you’re sailing around the UK, exploring Europe’s gems or discovering the beauty of the Caribbean, you will still need Cruise Travel Insurance. Please note you will need to tell us every country you are travelling to, as the cost of medical treatment varies from country to country. Visit our cruise destinations page for more information on popular cruise destinations.
Do pre-existing medical conditions affect the cost of cruise insurance?
See our cruise insurance for pre-existing medical conditions page for more information about declaring a health issue.
See our cruise insurance for pre-existing medical conditions page for more information about declaring a health issue.
How much does cruise Travel Insurance cost?
Can you go on a cruise with a heart condition?
It’s important to declare if you’ve ever had a heart condition before you confirm your Cruise Travel Insurance so you’re properly covered when you’re away. Just Travel Cover offers Cruise Travel Insurance for heart conditions, including previous heart attacks, heart failure and heart disease.
Can you get Travel Insurance for cruises with diabetes?
Can you be insured for a cruise if you are living with cancer?
Do mental health conditions affect my ability to get Cruise Travel Insurance?
We will compare a range of specialist insurers to help you find a Travel Insurance policy for your cruise if you’re living with mental health conditions, including anxiety and depression. There’s up to £15m cover for medical expenses and having the right Travel Insurance in place will provide the peace of mind that if something unexpected happens when you’re on holiday, you’ve got the right cover.
Is there an age limit for Cruise Travel Insurance?
Is cruise Travel Insurance with no upper age limit more expensive?
The price you pay for Cruise Travel Insurance is not just related to your age. It is dependent on a range of factors including medical history and the destinations you’re travelling to, as well as the duration. Each quotation we provide is unique to you, and we will compare prices during the quote process.
Will Just Travel Cover compare cruise Travel Insurance providers on my behalf?
Yes, we work with a panel of specialist providers and will show you all options when you enter your details online. You can choose bronze, silver or gold, depending on the level of cover you need. Alternatively, you can call us and we will compare a range of insurers for you to find the policy that is best suited to your needs.
How can I find the cheapest Cruise Travel insurance?
How do I find cheap cruise Travel Insurance for seniors?
If you are a senior seeking budget-friendly Cruise Travel Insurance options, we may be able to help. At Just Travel Cover, we specialise in Travel Insurance with no upper age limit. The majority of our customers are over 55, but we strive to help travellers of all ages. After completing a short medical questionnaire, we will show you policies tailored to you and your travel needs, including bronze, silver and gold options, so you can find a policy that best meets your budget.
Do you need Travel Insurance for a cruise?
Can I get Travel Insurance for cruises over 100 days?
Whether you’re planning to sail on Cunard’s 111-night maiden world voyage or a week-long Mediterranean cruise, we can help provide the cruise Travel Insurance you need. All our cruise Travel Insurance policies include emergency medical expenses and cancellations, with some offering additional cruise-specific benefits, such as missed port departure. Visit our Cunard Cruise Insurance page for more information about long-term cruise holiday insurance.
Recommended by these cruise specialists…




Specialist Cruise Cover
At Just Travel Cover, we understand that cruising isn’t just another trip; it’s a unique experience that requires specialised cover. Our Specialist Cruise Cover is designed with the specific needs of cruise travellers in mind. All you need to do is state you’re going on a cruise when getting a quote.
Beyond standard Travel Insurance benefits like cancellation, emergency medical treatment, and loss of possessions, some Cruise Travel Insurance policies also include benefits such as missed port departure, cabin confinement, and cruise interruption cover. We’re here to help ensure that nothing comes in the way of your perfect cruise holiday. See a complete list of benefits provided below.
Cruise Travel Insurance: What’s covered?
- Cover for emergency medical expenses up to £15m (including related to Covid-19)
- Cover for repatriation (including emergency evacuations)
- Cancellation and curtailment cover
- Full cover for pre-existing medical conditions
- Baggage cover up to £3,000 per person
- Missed departure up to £1,500 per person
- Cover for UK Cruises / Seacations
- 24/7 Emergency medical assistance
Cruise Travel Insurance: Benefits
- Cancellation cover up to £12,500 per person (up to £30,000 on referral)
- Missed port departure up to £2,000
- Cabin confinement up to £2,000
- Unused excursions up to £1,000
- Itinerary change up to £1,000
- Cruise interruption up to £2,000
- Above limits based on Avion Gold.
Cruise Travel Insurance Guides
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No Upper Age Limit
We believe everyone should be able to travel, regardless of their age – that’s why we will provide a quote whatever your age, on single trip and annual policies.
Multiple Insurers
Compare prices from a range of specialist insurers in a few moments and choose a policy that meets your individual circumstances.
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 03709501790 for more information.






