Cruise Travel Insurance

You may need to cancel your cruise because of a medical emergency or the death of a loved one, or you may need emergency medical treatment onboard. Cruise Travel Insurance will cover costs if you need transportation to a hospital on land and treatment in a foreign hospital. There are also additional benefits with some insurers, including cabin confinement and cruise interruption cover, for example, if you need treatment on dry land but are then passed well enough to join your cruise. If you have a pre-existing medical condition, having the right Cruise Travel Insurance protects you if you experience any issues related to your condition whilst on the cruise.

Most of our policies provide cover against the threat of Coronavirus. This includes cover if you need to cancel your cruise because you test positive in the 14 days leading up to your cruise, or if you test positive and become ill whilst on holiday. If you do become ill with Covid-19 on holiday you will be covered under the emergency medical expense section of your Cruise Travel Insurance policy. If you need to extend your stay in a particular destination or need to quarantine, most insurers will provide cover if deemed medically necessary. Terms and limits apply.

Cruises are a great way to see multiple destinations in a short space of time. Whether you’re sailing around the UK, exploring Europe’s gems or discovering the beauty of the Caribbean, you will still need Cruise Travel Insurance. Please note you will need to tell us every country you are travelling to, as the cost of medical treatment varies from country to country. Visit our cruise destinations page for more information on popular cruise destinations. 

You should declare all pre-existing medical conditions when arranging Travel Insurance for your cruise. The policy will then cover the cost of care for any medical condition you have had in the past or suffer from now. The cost of insurance depends on a number of factors, including your age, destination, trip length and medical history. 

See our cruise insurance for pre-existing medical conditions page for more information about declaring a health issue. 

The price you pay for your Cruise Travel Insurance is unique to your own circumstances and calculated taking a range of factors into account, including where you are going, for how long and your age and medical history – it will also depend on how much cover you want for things like cancellation and medical cover. For example, if you’re going on a cruise that costs £2,000 each, you will only need £5,000 cancellation cover, but if your cruise costs £25,000, you will want to ensure that it is protected with more cancellation cover. We will compare a range of insurers to find the best deal for your own circumstances. It’s natural to look for the “cheapest” cruise Travel Insurance, but selecting a policy that best suits your needs is important. While the initial upfront cost might be cheaper, it may lack essential cover and leave you vulnerable to unexpected costs. 

It’s important to declare if you’ve ever had a heart condition before you confirm your Cruise Travel Insurance so you’re properly covered when you’re away. Just Travel Cover offers Cruise Travel Insurance for heart conditions, including previous heart attacks, heart failure and heart disease.

If you’re a diabetic, then we can help you to find Cruise Travel Insurance with cover for diabetes – just follow the medical screening questions online or give us a call, and we’ll guide you through the process.

If you’re living with cancer and your GP has given you the green light to travel, it is important you arrange Cruise Travel Insurance with the right level of cover – just in case there is a problem when you’re away. We know it can sometimes be problematic or expensive to find appropriate cover, which is why we work with specialist insurers to help you find the right Travel Insurance for your cruise – just follow the online medical screening questions or give us a call and we will guide you through the process.

We will search a range of specialist insurers to help you find a Travel Insurance policy for your cruise if you’re living with mental health conditions, including anxiety and depression. There’s up to £15m cover for medical expenses and having the right Travel Insurance in place will provide the peace of mind that if something unexpected happens when you’re on holiday, you’ve got the right cover.

At Just Travel Cover, we offer Travel Insurance for travellers of all ages, with no upper age limit. However, it depends on where you’re going, your medical history and the length of the trip. We will only ever show you options for insurers that provide cover for your own circumstances. Subject to medical screening.

The price you pay for Cruise Travel Insurance is not just related to your age. It is dependent on a range of factors including medical history and the destinations you’re travelling to, as well as how long your cruise is. Each quotation we provide is unique to you, and we will compare prices during the quote process for you.

Yes, we work with a panel of specialist providers and will show you all options when you enter your details online. You can choose bronze, silver or gold, depending on the level of cover you need. Alternatively, you can call us and we will compare a range of insurers for you to find the policy that is best suited to your needs.

When searching for cheap cruise insurance, do not compromise on quality. To find the cheapest cruise insurance that meets your budget, compare different policies from various insurers. Look for a balance between the amount of cover and affordability. At Just Travel Cover, we will compare policies for you that meet your unique travel needs. You can choose between bronze, silver, and gold policies to find the right Travel Insurance for a cruise. Travel Insurance with cruise cover can save you a lot of money in the long run, so it is important to choose a policy that provides enough cover.

If you are a senior seeking budget-friendly Cruise Travel Insurance options, we may be able to help. At Just Travel Cover, we specialise in Travel Insurance with no upper age limit. The majority of our customers are over 55, but we strive to help travellers of all ages. After completing a short medical questionnaire, we will show you policies tailored to you and your travel needs, including bronze, silver and gold options, so you can find a policy that best meets your budget.

Yes, for most cruises, Travel Insurance is mandatory. You may be asked for a copy of your policy before you board and can be refused boarding without it. It is important to secure a Cruise Travel Insurance policy with adequate medical cover and cancellation cover that covers the cost of your trip.

Yes, at Just Travel Cover, we provide single trip cruise insurance for up to 365 days, depending on your age and the duration of the cruise. For worldwide cruises over 94 days, cover is available for travellers up to age 79, with a maximum duration of 124 days. There’s no age limit for European cruises, but cover depends on age. We can offer cover up to 365 days for travellers under 70, 180 days for those aged between 71-75, 124 days for ages 76-79, and 94 days for those over 80. 

Whether you’re planning to sail on Cunard’s 111-night maiden world voyage or a week-long Mediterranean cruise, we can help provide the Travel Insurance you need. All our cruise Travel Insurance policies include emergency medical expenses and cancellations, with some offering additional cruise-specific benefits, such as missed port departure. Visit our Cunard Cruise Insurance page for more information about long-term cruise insurance.