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Travel Insurance for Iceland
Make sure you're covered for your next trip with Iceland Travel Insurance Get a Quoteor Retrieve your quoteGoing to Iceland? Get Travel Insurance for peace of mind.
Iceland has so much to offer – whether you’re seeking out the northern lights or exploring the Golden Circle, Iceland Travel Insurance is crucial for peace of mind. Iceland’s unique culture and inspiring landscapes make it a must-visit destination in Europe.
A destination surrounded by stunning glaciers, breathtaking views and natural wonders of the world, your trip to Iceland is one you won’t forget. Iceland creates a lasting impression on anybody who visits due to its spectacular beauty and wide range of activities available to tourists. When planning your trip to Iceland, don’t forget to pack your Travel Insurance for Iceland.
When to Visit Iceland
Join a volcano or glacier trip to learn about the country’s natural treasures, or rest up in the soothing waters of the blue lagoon. Choose the time of year you visit carefully, as the daylight hours change dramatically in Iceland, from nearly 24 hours during the summer’s Midnight Sun to as little as 4-5 hours in the depths of winter, which is perfect for viewing the Northern Lights. Each season offers distinct experiences: spring brings blooming landscapes, summer is the busiest time with extended daylight and festivals, autumn offers fewer tourists, and Winter provides a snowy wonderland with the Northern Lights or Aurora Borealis in winter.
Why Travel Insurance for Iceland is a must
Accidents, and illnesses can happen anywhere, so Travel Insurance for Iceland is essential whether it’s museums or mountains that float your boat. We’ll help you travel with peace of mind by helping you find a Travel Insurance policy tailored to your own circumstances and your holiday to Iceland. With the right level of cover in place, you can relax knowing you’re protecting yourself against any unforeseen events.
Top Travel Tips for Iceland
At Just Travel Cover we want to help you make the most out of your trip to Iceland, and with our top travel tips, you’ll learn more about the country, have your questions answered and feel more prepared for your trip with Iceland-specific Travel Insurance!
Set a budget
Iceland is now the world’s third most expensive country, according to Numbeo’s Cost of Living Index. But you shouldn’t be discouraged; there are several ways to holiday in Iceland without breaking the bank, including travelling to Iceland off-season, booking a cheap flight, comparing your lodging options, booking accommodation in advance or considering a camping holiday. Do your research on rental cars, consider using public transit, travel as a group and pack wisely to avoid unnecessary purchases. When setting a budget, don’t compromise on your Travel Insurance for Iceland, as this could cost you more in the long run should you need to make a claim. Make sure your cancellation cover covers the complete cost for your holiday, and look for policies with low excess to pay.
Prepare yourself for the ever-changing weather
The weather in Iceland changes greatly depending on where you are on the island. The southern half of the country may have sunshine and be quite pleasant, whereas the northern and/or eastern regions tend to be more chilly and snowy. It’s also crucial to keep in mind that the weather in Iceland may change quickly and unpredictably. It’s important to check the weather forecast and be prepared for any eventuality.
Rent a car
Renting a car in Iceland is by far the most convenient method of getting around, and a road trip allows you to see the country in its entirety. Many of Iceland’s most beautiful sites are located far from any town, and you will be unable to reach them without your own vehicle. Also, Iceland has few public transport options available outside of Reykjavik. The alternative would be a bus trip, where you have no control over the timetable.
Do I need Travel Insurance for Iceland?
It’s not a legal requirement to have Travel Insurance before travelling to Iceland, but it can protect you against a number of unexpected circumstances. As a result of Brexit, UK citizens no longer have access to Icelandic state-provided healthcare under the EHIC system. This is also true with the Global Health Insurance Card (GHIC), which replaces the EHIC and is only valid in EU nations. Therefore, it is crucial you purchase the right level of cover for your trip, including medical cover and cancellation cover, which covers more than the cost of your trip to Iceland.
Are winter sports included in my Iceland Travel Insurance cover?
If you’re planning on travelling to Iceland to take part in any winter sports, you’ll need the right level of cover in your Iceland Travel Insurance policy in the event of an accident. The most crucial consideration is medical bills; look out for the winter sports question during the quote process and check the activities covered in activity pack A or B then select as appropriate to ensure you are fully covered before taking out your policy. Please note that if you choose activity pack B, this will cover the activities mentioned in both pack A and pack B. However, pack A comes as standard.
Are winter sports included in my Travel Insurance cover?
If you’re planning on travelling to Iceland to take part in any winter sports, you’ll need the right level of cover in your Iceland Travel Insurance policy in the event of an accident. The most crucial consideration is medical bills; look out for the winter sports question during the quote process and check the activities covered in activity pack A or B then select as appropriate to ensure you are fully covered before taking out your policy. Please note that if you choose activity pack B, this will cover the activities mentioned in both pack A and pack B. However, pack A comes as standard.
Is Iceland in Europe for Travel Insurance purposes?
Yes, Iceland is considered part of Europe for Travel Insurance purposes. When you’re purchasing an Annual Travel Insurance policy and need it to cover your holiday to Iceland, it’s important to select a policy that covers European travel. Despite its geographic location near the Arctic Circle and its relative isolation from mainland Europe, Iceland is typically included in the European zone by most Travel Insurance providers. Always check the specific terms and cover areas of your Travel Insurance policy to ensure that Iceland is included.
Is Iceland in Europe for Travel Insurance purposes?
Yes, Iceland is considered part of Europe for Travel Insurance purposes. When you’re purchasing an Annual Travel Insurance policy and need it to cover your holiday to Iceland, it’s important to select a policy that covers European travel. Despite its geographic location near the Arctic Circle and its relative isolation from mainland Europe, Iceland is typically included in the European zone by most Travel Insurance providers. Always check the specific terms and cover areas of your Travel Insurance policy to ensure that Iceland is included.
Is Travel Insurance for Iceland More Expensive Than Other Destinations?
The cost of Travel Insurance is dependent on more than just the destination you are visiting. Travel Insurance for Iceland can vary depending on several factors like the duration of your trip, the level of cover required, your age, and your medical history. While it may not necessarily be more expensive than other destinations, the unique nature of activities in Iceland, such as winter sports cover, might influence the cost. If you have a pre-existing medical condition and are worried about how this will affect your Iceland Travel Insurance, we specialise in providing cover for hundreds of medical conditions with no upper age limit.
Is Travel Insurance for Iceland More Expensive Than Other Destinations?
The cost of Travel Insurance is dependent on more than just the destination you are visiting. Travel Insurance for Iceland can vary depending on several factors like the duration of your trip, the level of cover required, your age, and your medical history. While it may not necessarily be more expensive than other destinations, the unique nature of activities in Iceland, such as winter sports cover, might influence the cost. If you have a pre-existing medical condition and are worried about how this will affect your Iceland Travel Insurance, we specialise in providing cover for hundreds of medical conditions with no upper age limit.
Does Iceland Travel Insurance cover volcanic ash disruption?
We’re all aware of how volcanic ash might disrupt your travel plans following the 2010 eruption of Eyjafjallajökull, which resulted in 100,000 airline cancellations. Iceland is home to 35 active volcanoes, and while the risk of this happening again is extremely small, it’s useful to know if you would be covered under your Travel Insurance should the worst happen. A volcanic eruption is described by most insurers as a ‘natural catastrophe’, and cover would be provided under some sections such as curtailment (e.g if your accommodation became uninhabitable), but you should always check the policy wording or speak with one of our advisors for clarity when travelling to Iceland.
Does Iceland Travel Insurance cover volcanic ash disruption?
We’re all aware of how volcanic ash might disrupt your travel plans following the 2010 eruption of Eyjafjallajökull, which resulted in 100,000 airline cancellations. Iceland is home to 35 active volcanoes, and while the risk of this happening again is extremely small, it’s useful to know if you would be covered under your Travel Insurance should the worst happen. A volcanic eruption is described by most insurers as a ‘natural catastrophe’, and cover would be provided under some sections such as curtailment (e.g if your accommodation became uninhabitable), but you should always check the policy wording or speak with one of our advisors for clarity when travelling to Iceland.
Iceland Travel Insurance Advice
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Cover for Pre-Existing Medical Conditions
- Emergency medical, hospital and medical expenses up to £15m
- Repatriation (the cost of getting you home)
- Emergency dental care
- Accommodation expenses
- 24 hour medical assistance line
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0800 294 2969 for more information.
