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Compare Travel Insurance for Medical Conditions at Any Age
You should arrange your Travel Insurance as soon as you’ve booked your holiday so that you are covered for cancellation, should something go wrong before your trip and you need to cancel for an insured reason. But before you purchase Travel Insurance, it is a good idea to compare policies and make sure you are getting the right insurance for you. At Just Travel Cover, we simplify this process by comparing policies from a range of insurers. Whether you need cover for pre-existing medical conditions or a certain age group, we’re here to help you find the most suitable option.
Why Choose Just Travel Cover?
- Specialist Cover for Pre-Existing Medical Conditions: We provide tailored insurance that covers hundreds of pre-existing conditions, ensuring you’re protected while travelling.
- No Upper Age Limit: We cater to travellers of all ages, including those over 65 and above, with no age restrictions on some policies.
- Flexible Insurance Options: From single trips to annual multi-trip policies, we offer various types of Travel Insurance to suit your plans.
- Trusted Insurers: We work with a panel of Insurers, including globally recognised names, so you can compare cover from those you trust.
Compare Travel Insurance by Insurer
At Just Travel Cover, we work with multiple insurers, most of which offer three levels of cover, each designed to suit different needs and budgets. Each insurer has different requirements and policy benefits. The quote you receive will depend on your age, medical history, destination and the duration of your holiday.
Once you’ve completed the screening process and let us know about any medical or travel requirements, we’ll show you a list of providers so you can compare cover limits for things like:
- Cancellation Cover: If you need to cancel your holiday due to an insured reason, such as illness, you may be able to claim some or all of the money back. It’s important to make sure the amount of cancellation cover is the same or more than what you have paid for the holiday – you can compare limits when you get a quote.
- Emergency Medical Expenses: Cover for unexpected medical expenses when you’re abroad, including emergency treatment and repatriation. When you see a list of prices, we’ll show you the amount of emergency medical cover for each insurer so you can compare.
- Baggage Cover: Protection for your luggage and belongings in case of loss, theft or damage during your holiday.
- Personal Liability: This covers legal costs and compensation if you’re held liable for injury or damage to a third party while travelling.
- Excess Amount: The amount you will need to pay your insurer in the event of a claim. The Insurer will cover the remaining costs. The excess is displayed on the prices list so you can compare different excess amounts, including some which may offer nil excess.
- Maximum Age Limits: Each travel insurer offers different age limits for cover. We can help you find the best option for you across our variety of insurers.
Understanding Bronze, Silver and Gold Travel Insurance Cover
When it comes to Travel Insurance, it’s important to consider things like how much cancellation cover you have and what you need for your holiday.
Most insurers on our panel have bronze, silver and gold levels of cover, each with different limits and excesses. Find out more about the different insurers we work with on our brand showcase page.
Types of Travel Insurance We Offer
- Single Trip Travel Insurance: Cover for specific dates and includes cancellation cover from the day you take out the policy.
- Annual Multi-Trip Insurance: For frequent travellers. Covers multiple trips within a 12-month period. Cancellation cover commences on the start date of the annual cover.
- Winter Sports Insurance: Special cover for skiing and snowboarding trips, including off-piste skiing (with a guide).
- Cruise Insurance: Travel Insurance cover for cruise holidays, with some providers offering additional, cruise specific benefits like missed port departures and cabin confinement.
Optional Add-Ons
- Top Up Cancellation Cover: You can top up the standard cancellation cover up to £50,000 (only available over the phone).
- Smart Luggage: Offers real-time payments if your luggage is delayed or lost when you arrive at your destination airport, providing up to £550 after 48 hours. Terms apply.
- Additional Activity Cover: Add Activity Pack B to any policy to cover a range of activities not included as standard. Age limits apply.
Compare Prices
Our online quote system allows you to compare and purchase Travel Insurance in just a few minutes. To start comparing policies and prices, just enter your travel details, select the cover level that suits your needs, and arrange your policy today.
No need to spend time shopping around to find comparisons and terms and conditions, just enter your travel requirements and receive quotes within seconds.
What information do I need?
Ready to secure Travel Insurance? To get started, we’ll need the following information from you.
1) Tell us about your holiday
Let us know your travel dates and destination, so we make sure you’re covered for the full trip.
2) Let’s talk about you
Declare your age and medical history, including any pre-existing medical conditions. Telling us this information helps us find the right cover for your requirements.
3) We’ll find the best policies for you
Our panel will only present policies which meet your demands and needs based on the information provided. You can compare multiple providers to ensure you are making an informed decision on the best cover to suit you.
Compare Travel Insurance FAQs
Frequently asked questions about comparing Travel Insurance and how to compare Travel Insurance
How should I compare Travel Insurance policies for medical conditions?
When comparing Travel Insurance for medical conditions, it’s crucial to ensure that all your conditions are declared during the screening process. Pay attention to the limits of cover for emergency medical treatment and repatriation. If you want a policy with less to pay should you need to make a claim, look for policies with a lower, or no excess, if available – these may be more expensive but can save you money in the long run. Once you have declared your pre-existing medical conditions, we will offer you a comparison. We will only show you Travel Insurance policies that meet your specific travel needs, including any medical conditions you have declared. You can then compare Travel Insurance and choose the best policy for your travel needs.
What are the benefits of comparing Travel Insurance online?
Comparing Travel Insurance online is a convenient way to review and contrast a variety of policies from different providers. This allows you to find a policy that best matches your travel needs and budget, ensuring you get the best cover for you at the best price. It also saves time as you’re not surfing between sites and can be done from the comfort of your home. At Just Travel Cover, we do the comparison for you! Once you have answered a few questions about your age, medical history and destination, we will only show you policies tailored to you.
How do I find the best value Travel Insurance in the UK?
To find the best value Travel Insurance for your needs, use our online comparison tool to assess different policies tailored to you and your trip. Look beyond just the price; consider factors like cover limits, excess amounts, and any additional benefits like Smart Luggage, and extended activity cover (if required and available). Comparing policies side-by-side helps you identify the one that offers the best balance of cost and protection. At Just Travel Cover, we will usually show you a bronze, silver and gold policy option to best match your budget and needs.
What should I look for when using Holiday Insurance compare tools?
When using our Holiday Insurance comparison tool, focus on the extent of cover provided, especially for key areas like medical emergencies, trip cancellation cover, and baggage loss. Make sure the total expense of your trip is accounted for within your policy. You should also consider the excess amount you are prepared to pay should you need to make a claim. This could save you from out-of-pocket expenses should something go wrong. When comparing Holiday Insurance, it’s important to find a policy that fits your specific travel plans and health needs.
Instant Cancellation Cover
Our online quote and medical screening engine enables you to compare and buy Travel Insurance, including Cruise Travel Insurance, quickly and easily.
On a Single Trip policy, Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you insure under the policy, so you no longer need to worry about the unexpected and focus on getting ready for a trip of a lifetime. For Annual Multi Trip policies, Cancellation cover commences on the start date of the annual cover.
