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Compare Travel Insurance for Medical Conditions at Any Age

Planning your holiday should be exciting, not stressful. That’s why Just Travel Cover makes comparing Travel Insurance simple. Whether you need cover for pre-existing medical conditions or a certain age group, we help you compare Travel Insurance policies and find the most suitable option in just a few steps.

Why Choose Just Travel Cover When Comparing Policies?

  • Specialist Cover for Pre-Existing Medical Conditions: We specialise in policies designed for travellers with pre-existing medical conditions, so you can travel with peace of mind.
  • No Upper Age Limit: We cater to travellers of all ages, including those over 65 and above, with no age restrictions on some policies.
  • Flexible Insurance Options: From single trips to annual multi-trip policies, we offer various types of Travel Insurance to suit your plans.
  • Trusted Insurers: We work with a panel of Insurers, including globally recognised names, so you can compare cover from those you trust.

Compare Travel Insurance by Insurer

At Just Travel Cover, we work with multiple insurers, most of which offer three levels of cover, each designed to suit different needs and budgets. Each insurer has different requirements and policy benefits. The quote you receive will depend on your age, medical history, destination and the duration of your holiday.  

We also offer Travel Insurance price comparison so you can find the right Travel Insurance for you, at the best price.
After completing the screening process and sharing your medical or travel requirements, we’ll provide a tailored list of insurers. You can then compare cover limits for essential features, such as:

  • Cancellation Cover: If you need to cancel your holiday due to an insured reason, such as illness, you may be able to claim some or all of the money back. It’s important to make sure the amount of cancellation cover is the same or more than what you have paid for the holiday – you can compare limits when you get a quote. 
  • Emergency Medical Expenses: Cover for unexpected medical expenses when you’re abroad, including emergency treatment and repatriation. When you see a list of prices, we’ll show you the amount of emergency medical cover for each insurer so you can compare. 
  • Baggage Cover: Protection for your luggage and belongings in case of loss, theft or damage during your holiday. 
  • Personal Liability: This covers legal costs and compensation if you’re held liable for injury or damage to a third party while travelling. 
  • Excess Amount: The amount you will need to pay your insurer in the event of a claim.  The Insurer will cover the remaining costs.  The excess is displayed on the prices list so you can compare different excess amounts, including some which may offer nil excess.  
  • Maximum Age Limits: Each travel insurer offers different age limits for cover. We can help you find the best option for you across our variety of insurers.

    Understanding Bronze, Silver and Gold Travel Insurance Cover

    When it comes to Travel Insurance, it’s important to consider things like how much cancellation cover you have and what you need for your holiday. 

    Most insurers on our panel have bronze, silver and gold levels of cover, each with different limits and excesses. Find out more about the different insurers we work with on our brand showcase page. 

    Types of Travel Insurance We Offer

    • Single Trip Travel Insurance: Cover for specific dates and includes cancellation cover from the day you take out the policy.
    • Annual Multi-Trip Insurance: For frequent travellers. Covers multiple trips within a 12-month period. Cancellation cover commences on the start date of the annual cover.
    • Winter Sports Insurance: Special cover for skiing and snowboarding trips, including off-piste skiing (with a guide).
    • Cruise Insurance: Travel Insurance cover for cruise holidays, with some providers offering additional, cruise specific benefits like missed port departures and cabin confinement.

    Optional Add-Ons

      • Top Up Cancellation Cover: You can top up the standard cancellation cover up to £50,000 (only available over the phone).
      • Smart Luggage: Offers real-time payments if your luggage is delayed or lost when you arrive at your destination airport, providing up to £550 after 48 hours. Terms apply.
      • Additional Activity Cover: Add Activity Pack B to any policy to cover a range of activities not included as standard.  Age limits apply. 

    Compare Travel Insurance Prices Easily

    Our online quote system makes it simple to compare Travel Insurance. In just a few minutes, you can use our Travel Insurance comparison tool to find and purchase the right policy for your needs. To get started, enter your travel details, compare Travel Insurance quotes, choose the cover level that works for you, and arrange your policy today. With Just Travel Cover, finding the best value Travel Insurance has never been easier.

    What information do I need? 

    Ready to compare Travel Insurance quotes? To get started, we’ll need the following information from you.

    1) Tell us about your holiday

    Let us know your travel dates and destination, so we make sure you’re covered for the full trip. 

    2) Let’s talk about you

    Declare your age and medical history, including any pre-existing medical conditions. Telling us this information helps us find the right cover for your requirements.

    3) We’ll find the best policies for you

    Our panel will only present policies which meet your demands and needs based on the information provided.  You can compare multiple providers to ensure you are making an informed decision on the best cover to suit you. 

      Compare Travel Insurance FAQs

      Frequently asked questions about comparing Travel Insurance and how to compare Travel Insurance

      How should I compare Travel Insurance policies for medical conditions?

      When comparing Travel Insurance for medical conditions, it’s crucial to ensure that all your conditions are declared during the screening process. Pay attention to the limits of cover for emergency medical treatment and repatriation. If you want a policy with less to pay should you need to make a claim, look for policies with a lower, or no excess, if available – these may be more expensive but can save you money in the long run. We will only show you Travel Insurance policies that meet your specific travel needs, including any medical conditions you have declared. You can then compare Travel Insurance quotes and choose the best policy for your travel needs.

      What are the benefits of comparing Travel Insurance online?

      Comparing Travel Insurance online is a convenient way to review and contrast a variety of policies from different providers. This allows you to find a policy that best matches your travel needs and budget, ensuring you get the best cover for you at the best price. It also saves time as you’re not surfing between sites and can be done from the comfort of your home. At Just Travel Cover, we do the holiday insurance comparison for you! Once you have answered a few questions about your age, medical history and destination, we will only show you policies tailored to you. 

      How do I find the best value Travel Insurance in the UK?

      To find the best value Travel Insurance for your needs, use our online Travel Insurance price comparison tool to assess different policies tailored to you and your trip. Look beyond just the price; consider factors like cover limits, excess amounts, and any additional benefits like Smart Luggage, and extended activity cover (if required and available). Comparing policies side-by-side helps you identify the one that offers the best balance of cost and protection. At Just Travel Cover, we will usually show you a bronze, silver and gold policy option to best match your budget and needs.

      What should I look for when using Holiday Insurance compare tools?

      When using our Holiday Insurance comparison tool, focus on the extent of cover provided, especially for key areas like medical emergencies, trip cancellation cover, and baggage loss. Make sure the total expense of your trip is accounted for within your policy. You should also consider the excess amount you are prepared to pay should you need to make a claim. This could save you from out-of-pocket expenses should something go wrong. When comparing Holiday Insurance, it’s important to find a policy that fits your specific travel plans and health needs, as well as your budget.

       

       

      What’s the difference between Travel Insurance comparison sites and brokers like Just Travel Cover?

      Travel Insurance comparison sites often provide basic price comparisons, but brokers like Just Travel Cover go further by tailoring quotes to your specific needs, including pre-existing medical conditions or higher age groups. We also work closely with insurers to ensure you’re matched with the best policy for your requirements.

      Are there benefits to comparing Travel Insurance online versus over the phone?

      Comparing Travel Insurance online is faster and more convenient, allowing you to view multiple quotes side-by-side and make an informed decision. However, if you have complex needs or require additional guidance, our team is available by phone to help you find the most suitable policy.

      Instant Cancellation Cover

      Our online quote and medical screening engine enables you to compare and buy Travel Insurance, including Cruise Travel Insurance, quickly and easily.

      On a Single Trip policy, Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you insure under the policy, so you no longer need to worry about the unexpected and focus on getting ready for a trip of a lifetime. For Annual Multi Trip policies, Cancellation cover commences on the start date of the annual cover.

      Specialist Travel Insurance with no upper age limit

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