What to Know Before Embarking on a River Cruise

River Cruises offer the appeal of serene waterways, breathtaking landscapes, and enchanting towns. As River Cruises gain popularity among holidaymakers, you must be well-prepared for your journey. Ensure peace of mind on your river cruise by having appropriate Cruise Travel Insurance. In this blog, we will look at what Travel Insurance covers, particularly in relation to the challenges and surprises of River Cruises, and why choosing Just Travel Cover could make all the difference. 

Cruise Travel Insurance: Your Shield on the River

Cruise-specific Travel Insurance acts as a sturdy shield, safeguarding you against unexpected and potentially very expensive medical bills, as well as softening the blow should  things not go to plan during your river cruise. River Cruise Insurance can have a range of essential benefits, including:

• Cancellation Cover: this varies by insurer and £12,500 cover is available (per person). We can also provide high-value cancellation cover up to £50,000pp, but this can be done over the phone only. This protection ensures that if you have to cancel your trip due to insured reasons, you could claim back some or all of the costs so you don’t lose out.
• Cover for Pre-existing Medical Conditions: We specialise in providing Travel Insurance with cover for pre-existing medical conditions, providing peace of mind during your river cruise.
• Baggage and personal belongings: If your bags are lost, stolen or damaged, you can include baggage cover up to £3,000pp. Always check individual insurer’s terms to see how much is covered and what the money/cash and single article limits are. 

Some Cruise Travel Insurance policies also offer additional benefits such as:

• Cover for Missed Port Departures up to £1,500pp, Cabin Confinement up to £1,500pp, and Unused Excursions up to £500pp: If your river cruise encounters disruptions like missed port departures or you are confined to your cabin due to illness, Travel Insurance can provide financial relief.
• Cruise Interruption: Continue Your Journey on Land: Don’t worry about missing out on exciting shore excursions during a cruise interruption. Your Travel Insurance ensures you can still enjoy your trip, even when on dry land.

Navigating Surprises on River Cruises

While River Cruises offer unforgettable moments, they also present unique challenges:

• Weather-Related Disruptions and Itinerary Changes: River Cruises can be impacted by extreme weather conditions which can lead to unexpected itinerary changes. Travel Insurance can sometimes offer much needed financial protection.
• Potential Health Concerns and Medical Emergencies: While safe, the confined spaces on River Cruise ships may pose health risks. Travel Insurance covers medical emergencies, ensuring you receive prompt care if needed, even if you need to be repatriated back to the UK.
• Preparing for Unforeseen Events: As with any holiday, River Cruises may encounter unforeseen incidents. Having Cruise Travel Insurance means you’re prepared offering you support and assistance when you need it the most.

Why Choose Just Travel Cover: Covering Pre-existing Medical Conditions

At Just Travel Cover, we specialise in covering pre-existing medical conditions. This includes conditions related to:

• Heart & Circulatory
• Cancer
• Autoimmune
• Mental Health
• Digestive
• Respiratory

With our expertise, you can feel confident knowing your unique health needs are catered to, giving you peace of mind during your River Cruise. 

As you plan your River Cruise, remember to secure River Cruise Travel Insurance well in advance, ideally ASAB – as soon as you book. At Just Travel Cover, we can offer holiday insurance for up to 18 months before you set sail. This preparation will ensure you travel with confidence, knowing you’re protected throughout your journey.

What to Know Before Your River Cruise FAQs

Frequently asked questions about River Cruises and River Cruise Insurance.