Finding Cruise Travel Insurance Ahead of Your Trip to the Caribbean

Caribbean cruises promise adventure, with islands like Antigua and Barbuda, Barbados, the Dominican Republic, and St Kitts and Nevis offering endless wonders. In our post-Covid world, having a safety net is more vital than ever. Recent statistics from ABI show the soaring importance of Travel Insurance, with claims rising by nearly 150% in the last year alone. This surge underscores the importance of being prepared for unforeseen events and has reinforced the need to secure Travel Insurance ahead of your journey.

Travel Insurance for Cruises & The Benefits

Since Covid, most cruise lines have made Cruise Travel Insurance mandatory and may ask to see your policy before boarding. It’s important you answer yes to the cruise question, as some insurers do not cover cruises at all. However, all of our policies do cover cruises, with some offering additional benefits, including:

• Missed port departure up to £1,500pp
• Cabin confinement up to £1,500pp
• Unused excursions up to £500pp
• Itinerary change up to £750pp
• Cruise interruption up to £1,500pp

Of course cancellation and medical cover are the two most important parts of your insurance policy, and  we can provide cover up to £12,500 per person for cancellation as standard, although this can be increased up to £50,000 per person over the phone.

For medical treatment and repatriation, all policies provide at least £5m cover, which includes repatriation. If you fall ill or have an accident while on board, this cover extends to moving you to a hospital on land, and getting you home, if necessary. 

What’s Different About Caribbean Cruises

Cruising the Caribbean comes with its own set of challenges and unexpected situations. The Caribbean is known for beautiful weather, but it can also be unpredictable, leading to potential disruptions in your travel plans. Hurricanes and tropical storms can lead to missed ports, forcing unexpected delays to your travel itinerary. This can be disappointing, but having cruise-specific Travel Insurance in place can help soften the blow. 

In some cases, a medical emergency may require evacuation to the nearest adequate medical facility and in some cases that might mean being moved to the USA, where medical treatment can be particularly expensive. Caribbean islands, particularly the smaller ones, might not always have advanced medical facilities required for specialised treatment, often in the USA, where medical treatment can be very expensive. In some cases you may need to be evacuated from the ship too, which can also come with a heavy cost depending on where you are.  Travel Insurance with medical evacuation cover ensures that you are safely transported to the nearest appropriate medical facility without the burden of arranging and paying for emergency transportation yourself. 

Why Choose Just Travel Cover

When it comes to Caribbean Travel Insurance, we aim to help you find appropriate insurance so you can travel with confidence. 

• Medical condition specialists, covering hundreds of pre-existing medical conditions: We cover a wide range of medical cover, including heart and circulatory problems, respiratory problems, cancer, mental health conditions, and more.
• Compare multiple insurers: we work with a panel of insurers so you can compare prices and cover and make the best choice to meet your needs.
• No upper age limit: We believe that you should enjoy the wonders of travelling no matter your age. Some providers we work with do not have an age limit but this will depend on where you’re going, for how long and your medical history.

To make sure you fully enjoy your Caribbean Cruise and navigate its unique challenges, you should secure your Cruise Travel Insurance as soon as you book (we can provide cover up to 18 months in advance) . That means you’re covered for cancellation and can get back to planning your cruise

Finding Cruise Cover For Your Trip to the Caribbean FAQs

Frequently asked questions about finding Travel Insurance for Caribbean Cruises.