SAVE 12% on all Gold Policies between now and 31st October 2023*

The many advantages of Travel Insurance

Having an adequate Travel Insurance policy remains as important as ever, especially for those who have pre-existing medical conditions.

With so many insurers and varying levels of cover on the market, it can be overwhelming trying to find the right policy for you.

Travel Insurance is unique to each individual with a number of factors that can affect the amount you pay, such as destination, duration, age, pre-existing medical conditions and any activities you plan on doing while on holiday.

At Just Travel Cover we work with a panel of insurers which allows us to compare prices and offer three different levels of cover; bronze, silver and gold. Generally speaking, a higher level of cover provides higher limits for medical treatment abroad, cancellation and lost luggage with a lower excess amount.

Let’s take a look at our policies and explore Gold Travel Insurance features, including the benefits and advantages of gold cover:

1. Higher Cover Limits

As mentioned above a higher level of cover can provide higher limits. On our Gold Policies, you can expect:

• Up to £15 million per person for emergency medical expenses whilst abroad
• Up to £12,500 per person if you need to cancel your holiday
• Up to £3,000 per person cover for loss or theft of your baggage

If travelling to Europe, it’s important to remember that the EHIC/GHIC is not a substitute for Travel Insurance. It does not cover repatriation should you need to be flown home, nor does it cover any accommodation expenses your family may incur if your stay needs to be extended for medical reasons. The ABI recently cited a customer who was flown home from Spain for a heart transplant, which would not be covered by the EHIC/GHIC, at a cost of £76,528. Securing Gold Insurance is a safety net which prevents unexpected medical costs from happening to you.

 2. Smart Luggage

We’ve all been there – the dreaded wait at the airport for your luggage to arrive, wondering why yours always seems to be the last case off the carousel.

In 2021* more than 9.9 million items were mishandled by the travel industry which is why we launched our Smart Luggage Policy.

Smart Luggage provides a real-time payout of up to £550* paid straight into your bank account or PayPal should your luggage not arrive at the airport and cannot be located after 48 hours.

That’s cash in your bank, right when you need it the most!

No lengthy claim forms and all processed through your smart phone.

Smart Luggage is included in all our gold policies, available to add on to our Silver and Bronze or can be purchased separately from just £3.50 at smartluggage.io.

3. Low or Zero excess

Naturally, we all hope never to have to claim, but accidents happen and that’s when Travel Insurance comes to the rescue. However, if you do claim there is usually an excess to pay – on our Gold Insurance policies the maximum excess is £100, depending on the insurer and claim type. On our Bronze policies, the excess can be as much as £500.
If you’re still unsure about the type or level of cover you require, you can chat with us via our Live Chat feature or give one of our dedicated team a call, who can discuss your individual requirements with you and help find the right Travel Insurance policy for your travel needs.

With its gold cover, Just Travel Cover’s Travel Insurance offers significant advantages, combining essential Travel Insurance features like cancellation cover and emergency medical expenses and the unique advantage gold travel benefits, including Smart Luggage and lower excess fees. Why not enjoy the numerous advantages of our Gold Cover Travel Insurance? It ensures you’re covered should anything not go according to plan on your holiday, providing peace of mind.

*Discount can not be used in conjunction with any other offer.