My Account
Travel Insurance for Costa Rica
Need Travel Insurance for Costa Rica? You're in the right place. Get a Quoteor Retrieve your quoteNow that you are ready for your holiday to Costa Rica, it is time to get your Travel Insurance.
Planning a holiday to Costa Rica can be very exciting but there are some essential things you need before departing; and one of the most important is Travel Insurance.
Costa Rica is a very popular tourist destination with millions of visitors being drawn to the island’s beauty every year. Situated between North and South America, Costa Rica is a popular destination for holiday goers worldwide. This comes as no surprise as the island is rich in tropical beaches, impressive volcanoes and enchanting rainforests. Whether you’re seeking adventure, family-friendly activities, delicious food, or magnificent accommodations, Costa Rica has it all.
The beautiful county has always been a great holiday destination because there is something for everyone. If you’re a caffeine lover, why not take a coffee tour around the valley of San José and Puntarenas or sit in a quaint cafe and enjoy what many locals call Pura Vida. It means pure life, enjoying the simple things, and savouring the moment.
If you’re looking for adventure, there’s plenty to do! Costa Rica has the largest density of biodiversity in the world, approximately 6% of the global total. Considering the country covers only 0.03% of the planet, it is clear that Costa Rica is a great holiday option for those looking to venture into the wild. Whether you are zip lining through the tropical jungles, touring the eco-friendly Arenal Volcano, or surfing on the beaches of jaco or Santa Teresa, Costa Rica is unmatched for outdoor travellers.
No matter what the adventure, Travel Insurance should be at the top of your priority list. It provides financial protection if you have a problem when abroad and covers you for a wide range of eventualities,, from losing your luggage to unexpected medical bills, if you become ill or suffer an accident.
Essential tips to know before travelling to Costa Rica
We want you to explore every corner of beautiful Costa Rica. Here are some tips you should keep in mind.
United States dollars (USD) and Costa Rican Colones (CRC) are accepted
Costa Rica’s local currency is the colón, although USD is widely accepted throughout the Island. When paying with a debit card, you can choose between paying in USD or CRC, and when withdrawing money from an ATM, the currency will most likely be CRC.
Look out for service charges and surprise taxes
On most goods and services, there is a 13% sales tax in Costa Rica, although there is no extra charge on food items or medicinal products.
A service charge is automatically added to most restaurant bills , your receipt may label this as a ‘service tax’ or ‘service fee’. On average, tipping restaurant staff in Costa Rica is usually 15-20%.
Be prepared to spend
Costa Rica is one of the most expensive countries to visit in Central America. Travelling around the country isn’t cheap, and if you’re looking to visit national parks, waterfalls, and reserves, the costs will begin to add up.
Certain items in supermarkets and restaurants are considerably more expensive than others, such as sunscreen and bottled water. If you want to save money, pay for items in the local currency rather than dollars and travel during the rainy season for reduced hotel rates.
Learn basic Spanish
Locals in Costa Rica are friendly and love to chat. As the official language in Costa Rica is Spanish, it’s a good idea to learn some of the basics or bring a phrasebook with you! With tourism in Costa Rica once again on the rise , it’s worth getting to know the people and their culture.
Do I need Travel Insurance for Costa Rica?
As of April 1st 2022, vaccinated and unvaccinated travellers do not need to show proof of medical and Covid-related Travel Insurance to enter Costa Rica. Whilst this may no longer be a requirement, it is still essential that you purchase Travel Insurance to best protect yourself in the event that something unexpected happens. Travel Insurance cover can protect you from expensive medical bills, repatriation, lost personal items and cancellation, should something go wrong before you jet off. We hope that no unfortunate events do occur whilst you are on holiday, however, if something should happen, having the right policy provides peace of mind so you can travel with confidence.
Do I need Travel Insurance for Costa Rica?
As of April 1st 2022, vaccinated and unvaccinated travellers do not need to show proof of medical and Covid-related Travel Insurance to enter Costa Rica. Whilst this may no longer be a requirement, it is still essential that you purchase Travel Insurance to best protect yourself in the event that something unexpected happens. Travel Insurance cover can protect you from expensive medical bills, repatriation, lost personal items and cancellation, should something go wrong before you jet off. We hope that no unfortunate events do occur whilst you are on holiday, however, if something should happen, having the right policy provides peace of mind so you can travel with confidence.
What Travel Insurance do I need for Costa Rica?
Travel Insurance policies should be bespoke and reflect the individual needs of the person travelling. Taking this into account, you should keep an eye out for a few things to include;
- Emergency medical cover
- Extreme sports/activities
- Baggage and personal items
- Pre-existing medical conditions
What Travel Insurance do I need for Costa Rica?
Travel Insurance policies should be bespoke and reflect the individual needs of the person travelling. Taking this into account, you should keep an eye out for a few things to include;
- Emergency medical cover
- Extreme sports/activities
- Baggage and personal items
- Pre-existing medical conditions
How much is Travel Insurance to Costa Rica?
The final price of your Travel Insurance is completely dependent on several factors. Some of these factors include the age of travellers, the party size, the length of your stay, the type of cover purchased, and any pre-existing medical conditions. We compare multiple insurers and provide bronze, silver and gold options to suit your budget as well as your needs.
How much is Travel Insurance to Costa Rica?
The final price of your Travel Insurance is completely dependent on several factors. Some of these factors include the age of travellers, the party size, the length of your stay, the type of cover purchased, and any pre-existing medical conditions. We compare multiple insurers and provide bronze, silver and gold options to suit your budget as well as your needs.
What happens if I need medical assistance in Costa Rica?
If you need to access medical treatment while in Costa Rica, you will need to call the 24/7 emergency medical assistance helpline on your Travel Insurance policy. They will authorise your cover before you receive medical treatment. Make sure that you keep any receipts should you need to pay for medical treatment up front.
What happens if I need medical assistance in Costa Rica?
If you need to access medical treatment while in Costa Rica, you will need to call the 24/7 emergency medical assistance helpline on your Travel Insurance policy. They will authorise your cover before you receive medical treatment. Make sure that you keep any receipts should you need to pay for medical treatment up front.
Cover for Pre-Existing Medical Conditions
- Emergency medical, hospital and medical expenses up to £15m
- Repatriation (the cost of getting you home)
- Emergency dental care
- Accommodation expenses
- 24 hour medical assistance line
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0800 294 2969 for more information.
