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Travel Insurance for undiagnosed medical conditions.
Nobody should travel without insurance, but if you have an undiagnosed medical condition, finding cover can be difficult – but we can help.
With NHS waiting lists longer than ever, and millions waiting for operations, scans and other operations, it’s crucial to check you’re covered should the worst happen while you’re abroad. If you’re waiting for a diagnosis or have symptoms that have yet to be fully assessed, it’s still possible to secure Travel Insurance with an undiagnosed condition.
You can get quality Travel Insurance for undiagnosed medical conditions with Just Travel Cover. Whether it’s a European break or you’re going further afield, we aim to help you travel with the insurance you need – we will need to speak to you to discuss the undiagnosed symptom/condition.
What We Offer
To ensure you receive appropriate cover, it is essential that you are fit and able to undertake your planned trip. You should not travel against the advice of a doctor or medical practitioner, and you must not travel with the intention of seeking medical treatment abroad.
This ensures that your health status is stable and you are travel-ready, meeting the necessary conditions for obtaining health insurance with an undiagnosed condition. In some circumstances, we may provide cover if you are undergoing or awaiting investigations for an undiagnosed condition. However, we cannot cover conditions potentially related to the heart, lungs, breathing, or cancer.
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Travel Insurance While Under Investigation
Travel Insurance for Those Awaiting Surgery or on a Medical Waiting List
Call Us Now on 0800 294 2969 for a Quote
If your condition is linked to an already diagnosed medical condition…
If your undiagnosed symptom(s) have the potential to be linked to a diagnosed medical condition that has been screened and accepted, we may provide cover for medical expenses and cancellation/curtailment as a result of the undiagnosed condition(s).
This means that if your undiagnosed condition worsens or causes complications related to the pre-existing condition, you may still be able to make a cancellation claim if necessary, as well as have cover for emergency medical treatment abroad, subject to policy terms and conditions.
If your condition is NOT linked to an already diagnosed medical condition…
If your undiagnosed condition is not linked to a pre-existing condition, we may still provide cover for medical expenses while you are on holiday, subject to policy terms and conditions. This could include situations where the undiagnosed condition develops independently and is not related to any other declared medical condition(s).
Waiting for Test Results
If you are waiting for test results or an investigation for an already diagnosed condition, we can still cover your medical expenses while you are away, however, cancellation and curtailment cover may not be provided if you need to cancel or cut short your trip due to the awaited appointment.
Why Choose Just Travel Cover
- Unique Cover: Unlike other insurers who may not fully consider undiagnosed conditions, we have an insurer that can consider such cases, providing you with real protection.
- Tailored Support: Our policies are tailored to your needs, considering age and medical history, with most travel durations covered under 17 days.
- Easy Process: Getting a quote is simple and straightforward. Just give us a call, and our team will guide you through the process to ensure you get the best cover.
- Specialist Knowledge: As a Travel Insurance broker with a panel of insurers, we compare options to provide quality insurance for people of all ages, especially those 55+ with pre-existing medical conditions.
- Transparent and Trustworthy: We ensure our communication is clear and not misleading, providing you with honest and reliable information.
Call Us Now on 0800 294 2969 for a Quote
Travel Insurance for Undiagnosed Conditions FAQs
Frequently asked questions about Travel Insurance for Undiagnosed Conditions.
I have an undiagnosed medical condition. Can I still get cover?
In some circumstances, we may provide cover if you are undergoing or awaiting investigations for an undiagnosed condition. However, we cannot cover conditions related to the heart, lungs, breathing, or cancer.
My undiagnosed condition might be linked to another pre-existing condition. Can I get cover?
In some cases, if your undiagnosed condition has the potential to be linked to an existing medical condition that has been screened and accepted, we may provide cover for medical expenses while you are away. Additionally, cover for cancellation and curtailment may be provided if the undiagnosed condition impacts your ability to travel.
My undiagnosed condition is not linked to any pre-existing condition. Can I get cover?
Yes, if your undiagnosed condition is not linked to any pre-existing condition that has been screened and accepted, we may provide cover for medical expenses while you are away. This ensures you have support for emergency medical needs that arise independently of other conditions.
I am waiting for test results for an already diagnosed condition. Can I get cover?
If you are on a waiting list for tests or investigations related to a previously diagnosed medical condition, we can provide cover for medical expenses while you are away. However, cancellation or curtailment cover may not be available if you need to cancel or cut short your trip due to this condition.
For more information about Travel Insurance while on a waiting list, visit our related blog.
My tests and scans were negative. What do I need to declare?
If your tests and scans were conducted to investigate a potential new medical condition and the results confirmed you do not have the condition, and you no longer have symptoms, then there is nothing you need to declare. However, if the tests were related to a pre-existing condition, you might still need to mention these during your medical screening.
I received treatment for a suspected medical condition. What do I need to declare?
If your doctor was unsure of the diagnosis and you received treatment for a suspected medical condition, you need to declare the condition that was suspected/treated. This ensures transparency and helps us provide accurate cover based on your medical history.
Can I get Travel Insurance if I have undiagnosed hearing or speech problems?
Yes, Just Travel Cover can provide insurance for undiagnosed hearing or speech problems, including potential joint dysfunction or vocal cord issues. When applying, be sure to disclose all relevant symptoms.
Can I be covered if I have undiagnosed leg pain or potential nerve damage?
Yes, we can provide insurance for undiagnosed leg pain, including suspected nerve damage. To ensure accurate cover, make sure to detail all symptoms when getting a quote over the phone.
Can I get Travel Insurance if I have undiagnosed thyroid conditions?
Yes, we can cover Travel Insurance for undiagnosed symptoms, including undiagnosed non-cancerous thyroid conditions. It’s crucial to disclose all relevant symptoms when applying to ensure you receive the most appropriate cover.
What if I’m awaiting surgery, such as gallbladder removal, or have recently undergone a procedure like a hysterectomy?
We can provide Travel Insurance if you’re awaiting surgery, such as gallbladder removal, or if you’ve recently undergone surgery, like a hysterectomy. These conditions would not be undiagnosed, and you would be screened normally.
Can I get Travel Insurance if I have a benign condition like a cyst or varicose veins?
Yes, Just Travel Cover offers Travel Insurance for a variety of benign conditions, including cysts, varicose veins, whether these have been diagnosed or are suspected and you are awaiting diagnosis. Our policies can cover emergency medical treatment related to these conditions while you’re travelling.
Can I get Travel Insurance if I have undiagnosed or suspected endometriosis?
Yes, you can get Travel Insurance if you have undiagnosed or suspected endometriosis, but the cover may vary depending on the specifics of your condition and symptoms. When applying for Travel Insurance, it’s important to fully disclose your symptoms and any medical consultations or tests you’ve undergone related to your condition.
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 03709501790 for more information
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