Top-up Cancellation for Travel Insurance

Call Us

Protect Your High-Value Holidays with Substantial Top-Up Cancellation Cover

Planning a holiday that your Travel Insurance doesn’t fully cover? Top-Up Cancellation Travel Insurance allows you to buy up to £50,000 extra cover per person so that your holiday costs can be fully covered.

And it doesn’t matter if you already have a primary Travel Insurance policy, as this standalone top-up cancellation cover offers additional cancellation cover to that covered under your main policy.

What is Top-Up Cancellation Travel Insurance?

Top-Up Cancellation Travel Insurance is a separate policy that you can take out if the price of your holiday exceeds the amount covered on your main Travel Insurance policy.

That means you can claim the full amount back, depending on the cost of your trip and reason for cancelling.This type of cover extends the cancellation limits of your primary Travel Insurance policy, ensuring your high-value trips are protected if you need to cancel your travel insurance and trip unexpectedly.

Most Travel Insurance policies cover between £1k and £10k per person, whereas at Just Travel Cover we can cover up to £12,500 per person as standard, and our add-on cover can cover up to the value of £50,000 per person.

How Does it Work?

This cover can be added to your existing Travel Insurance policy, whether that is with Just Travel Cover or another provider. It’s useful for travellers who have insurance in place (for example with the bank), but where that policy only covers up to £10,000, for example. If your holiday has cost £30,000, Top Up Cancellation Cover can help.

Why Cancellation Cover is Essential

Sometimes, things don’t go according to plan and holidays need to be cancelled.
For example, if you experience sudden illness, injury, bereavement, or job loss unexpectedly, then you may need to use your Travel Insurance cancellation cover to claim back any monies paid.

It’s important to ensure that your policy covers the full cost of your holiday, which is why you may need to top up the cancellation element.

Our top-up cancellation policy means you can pay off the holiday with peace of mind that you have that safety net in place, should you need to cancel for an insured reason.

While we can’t prevent the unexpected, having substantial top-up cancellation cover ensures you are financially safeguarded against the unpredictable, allowing you to plan your travels with confidence and make travel insurance/trip cancellation less stressful.

High Protection for Premium Holidays

Our Top-Up Cancellation Travel Insurance provides an extra layer of financial protection for high-cost holidays. Each policy is different, but we can provide cover up to £12,500 per person in cancellation cover as standard, which can then be topped up to £50,000pp – ensuring your high-value trips are fully protected.

Whether you’re embarking on a luxurious cruise or a once-in-a-lifetime destination holiday, we help ensure your trip is fully covered, beyond the limits of your existing Travel Insurance.

Why Choose Just Travel Cover

Enhanced Cover Limits: We offer up to £50,000 per person in top-up cancellation cover for those up to age 74, and up to £10,000 per person for those aged 75-85.
Flexible Policy Options: Our top-up cover can be added to any existing policy, provided there is a minimum of £1,000 cancellation cover already in place.
Standalone Product: Even if you have insurance with your bank or another provider, our product works independently to cover any additional costs.
High Policy Limits: We cover up to £50,000 per person additional cover, providing peace of mind for your high-value holidays.
Simple Process: Easy to add to your current policy by contacting our call centre.
Increasing Cover Limits: While top-up cancellation cover will not cover exclusions to the main policy or risks not covered by the primary policy, it increases the limits of the main travel policy, ensuring you have more financial protection within the scope of the primary policy’s cover.
Customised Protection: You can tailor the top-up cover to your specific needs. You may choose to increase cover for particular aspects of the trip, such as non-refundable expenses or higher-value items, as long as these are covered by the primary policy.
Financial Protection: The top-up cancellation cover provides peace of mind by offering additional financial protection against unexpected events that might force the cancellation or curtailment of a holiday.

Whether your current Travel Insurance policy doesn’t offer sufficient cover for cancellations or you simply want extra peace of mind, Just Travel Cover has you protected.

Call Us on 0800 294 2969 for a Quote

Top-up Cancellation for Travel Insurance FAQs

Frequently asked questions about top-up cancellation cover for your Travel Insurance.

How does top-up cancellation insurance work?

Our top-up cancellation Travel Insurance extends the cancellation cover limits of your primary Travel Insurance policy. If your primary policy covers up to a certain limit, our top-up insurance adds an extra layer of financial protection, covering additional costs up to £50,000 per person for those up to age 74, and up to £10,000 per person for those aged 75-85.

Can I add top-up cancellation cover to any existing Travel Insurance policy?

Yes, as long as your primary policy includes a minimum of £1,000 in cancellation cover, you can add our top-up cover for extra protection.

Do I need to declare pre-existing medical conditions when securing top-up cancellation cover?

No, as long as your pre-existing medical conditions are declared and accepted by your primary insurer, you do not need to declare them for the top-up policy. For more information and to secure your top-up cancellation cover, call us now on 01934 643 400.

What if I have a Travel Insurance policy with Just Travel Cover and wasn’t offered top-up cancellation?

If you already have a Travel Insurance policy with Just Travel Cover and were not offered Top-Up Cancellation cover, it may be because this product can only be offered over the phone. You can still add our top-up cancellation product to your existing policy. Contact our call centre at 0800 294 2969 to discuss your options and ensure your high-value trip is fully protected.

Can I add top-up cancellation cover to Cruise Travel Insurance?

Yes, you can add top-up cancellation cover to your Cruise Travel Insurance. Top-Up Cancellation Travel Insurance is specifically designed to extend the cancellation cover limits of your primary Travel Insurance policy, making it particularly beneficial for high-value trips like cruises, which often have higher upfront costs and stricter cancellation policies. This additional cover ensures that if you need to cancel your cruise, you are protected beyond the limits of your primary Cruise Travel Insurance, covering additional expenses and non-refundable costs.

For example, if your primary Cruise Travel Insurance policy covers up to £5,000 in cancellation costs and you book a cruise worth £30,000, a top-up policy can add up to £50,000 per person, ensuring that your entire investment is protected.

To add top-up cancellation cover to your Cruise Travel Insurance, simply contact our call centre at 0800 294 2969, and our team will assist you in enhancing your existing policy to ensure full protection for your high-value cruise.

Top Up My Cover Cancellation is arranged and administered by P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Reg no. 2534965. For queries on underwriters please see the Policy Wording.

Terms, conditions and exclusions apply. Please call us for details.

We Compare Prices From These Insurers

Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 03709501790 for more information.