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Couple’s Cruise Travel Insurance
Cruising as a couple is a memorable and exciting experience. It allows you to explore breathtaking destinations of your choice, try world-class cuisine, and take part in a variety of onboard activities. Whether you’re planning a couples cruise around the Greek islands, a luxury couples cruise along the Caribbean, a round-the-world couples cruise, or anything in between, don’t forget your couples cruise Travel Insurance.
Unpacking the Benefits of Travel Insurance for Couples Cruises
Couples Travel Insurance isn’t just a safety net—it’s vital in ensuring you are both protected before and during your couples cruise. When you’re on a couples cruise, you may be sailing through more than one country. Each country carries unique risks, from health concerns to potential travel disruptions; unfortunately, accidents and illnesses can happen anywhere. Having couples Travel Insurance can save you expensive medical bills if you need medical treatment abroad or on board. Taking out a couples Travel Insurance policy is a great way to ensure both of you are covered under a single policy.
Understanding Cruise-Specific Cover for Couples
Couples on a cruise need to be aware of certain cruise-specific scenarios that are not covered by regular Travel Insurance. If you fall ill onboard, you may be confined to your cabin or miss a port departure due to unforeseen circumstances. Extreme weather conditions can also play a part in changing the itinerary. You’ll want to look out for policies that offer these additional cover benefits, but on all policies, medical emergencies are covered. Check policy wordings for other benefits and exclusions.
Choosing the Right Travel Insurance for Your Couples Cruise
Several factors play into choosing the right Travel Insurance Policy for your cruise, such as destinations you’ll be visiting, any pre-existing medical conditions, ages of travellers, and the need for cruise-specific benefits. You may also wish to choose a couples Travel Insurance policy if you live at the same address as your partner who you are travelling with.
When completing a quote for single trip cover it is essential to list each destination that you will be visiting during your cruise. We will only show you insurance policies that best match your needs, provided that you declare any pre-existing medical conditions or anything else that you need cover for. This will ensure you can then choose a policy that best suits you, based on the different cover limits and excesses shown.
Embarking on a cruise for couples is an exciting adventure, especially when shared with someone you love. Ensure your romantic voyage is as smooth as possible with cruise-specific Travel Insurance for couples. Get a quote today and set sail with confidence. For more information on Travel Insurance and couple cruises, visit our blogs for tips and insights.
Travel Insurance for Couples Cruises FAQs
Frequently asked questions about Travel Insurance for Couples Cruises.
Do I need to buy Travel Insurance when booking a cruise?
Yes, while Travel Insurance is not legally compulsory, many cruise lines will specify that you must have cruise-specific Travel Insurance in place before setting sail. You may be asked to confirm you have Travel Insurance at the terminal and provide proof of your policy. In most cases, you may be denied boarding at your own expense if you do not have Insurance. If your cruise line does not specify this, it is still recommended to arrange Cruise Travel Insurance so you’re protected against unexpected events, particularly medical treatment abroad.
Does Travel Insurance for couples cruises cover pre-existing medical conditions?
Yes, when getting a Travel Insurance quote for your couples cruise, you must declare all pre-existing medical conditions of each traveller. This can be done within the same policy for couples but each traveller’s details, including their pre-existing medical conditions, must be declared separately. Failing to declare all pre-existing medical conditions could make your policy void should something go wrong, and you may end up paying out of pocket. At Just Travel Cover, we specialise in Travel Insurance with cover for hundreds of pre-existing medical conditions and can help you find a couples cruise policy tailored to you.
How does Cruise Travel Insurance handle cancellation and interruption of a cruise?
Cancellation cover is a key element of Insurance and it starts the day you buy your (single trip) policy. If you need to cancel your cruise (for an insured reason) you may be able to claim on your Travel Insurance to recover some/all of the costs paid, but check the terms of the policy to ensure you have enough cover. With regards to interruptions, some policies include a cruise interruption benefit, of for example you required hospital treatment on dry land and were later declared well enough to rejoin the cruise.
What are some cruise-specific benefits that Travel Insurance provides?
For couples on cruises, you can both benefit from cruise-specific Travel Insurance policies, including:
- Cancellation: Up to £12,500 per person (or £50,000 on referral).
- Medical cover and repatriation up to £12,500 per person
- Baggage cover up to £3,000 per person
And some policies provide additional benefits, including:
- Missed port departure: Up to £1,500, covering unexpected delays.
- Cabin confinement: Up to £1,500 if confined due to illness.
- Unused excursions: Claim back up to £500 for missed pre-booked excursions.
- Itinerary change: Cover of up to £750 for altered itineraries.
- Cruise interruption: Up to £1,500 for medical disembarkation.
What should I look for when comparing different Travel Insurance policies for a couples cruise?
When comparing different Cruise Travel Insurance policies for couples you should consider the cost of your cruise and ensure you have sufficient cancellation cover. We provide varying levels of cover across different insurers, but can also offer additional “top up” cover, up to £50,000pp. Always check you have at least £5m medical and repatriation cover too. After purchasing, ensure you have the medical assistance number handy, alongside your policy number. We’d also advise storing policy documents on your phone or printing a copy at home.
Can Travel Insurance for couples on cruises cover pre-existing medical conditions?
Yes, when getting a Travel Insurance quote for your couples cruise, you must declare all pre-existing medical conditions. Failing to do so could make your policy void should something go wrong, and you may end up paying out of pocket. At Just Travel Cover, we specialise in Travel Insurance with cover for hundreds of pre-existing medical conditions and can help you find a policy tailored to you.
Can me and my partner be insured under the same Travel Insurance policy for our couples cruise?
Yes, as long as you and your partner live at the same address, you can secure couples’ Travel Insurance under the same single policy. This may be more convenient and sometimes more cost-effective than purchasing two separate policies. If you or your partner suffers from any pre-existing medical conditions, these must be declared on your policy. When obtaining a policy as a couple, you can declare any medical conditions under each person and be insured under the same policy. Make sure you answer ‘YES’ to the cruise question if heading on a cruise for couples.
What are the best cruises for couples destinations?
Couple cruises offer couples an unforgettable experience, combining the romance of the seas with the adventure of exploring new destinations. Some of the best destinations for cruises for couples include:
- The Caribbean: With its stunning beaches, crystal-clear waters, and vibrant cultures, the Caribbean is a top choice for couples looking for both relaxation and adventure.
- The Mediterranean: Offering a mix of historical sites, breathtaking landscapes, and delicious food, a Mediterranean cruise is perfect for couples who appreciate culture and luxury.
- The Greek Islands: Ideal for couples looking for picturesque views, idyllic beaches, and rich history.
- Asia and the Far East: Offering an exotic blend of ancient cultures, bustling cities, serene landscapes, and culinary delights.
- Alaska: For adventurous couples, an Alaskan cruise provides stunning glacier views, wildlife spotting, and the natural beauty of the Last Frontier.
For more detailed information on these destinations and tips for planning your couples cruise, check out our blogs in the Cruise Hub.
Our Latest Blogs
Knowing which cruise is right for you will enhance your experience, so researching before booking is essential. Diving into our blogs in the Cruise Hub may help you learn more about the cruise holiday you’re searching for.
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