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Protect Your Ocean Cruise Adventure with Cruise-Specific Travel Insurance
Exploring the world via an ocean cruise is an exhilarating experience. Whether cruising through the white sandy beaches of the Caribbean, meandering along the Mediterranean, or visiting vibrant South American and Asian ports, ocean cruises offer a unique way to explore a whole new world in just one journey. Yet, unfortunately things don’t always go to plan – making cruise Travel Insurance an essential purchase. You may need to cancel your cruise, if something happens pre-departure, you may have an accident on board or there could be missed ports along the way for a variety of reasons. In 2022, Travel Insurance claims surged by nearly 150% as international travel rebounded to pre-pandemic levels. That’s why Ocean Cruise Travel Insurance isn’t just an optional extra but an essential travel companion. Get a quote today and ensure peace of mind as you embark on a smooth sailing adventure.
Tailored Cover for Ocean Cruises
Cruise Travel Insurance provides tailored cover explicitly designed for cruises. The main benefit of cruise Travel Insurance, is to cover emergency medical expenses and treatment, including the cost of getting you to an on-land hospital or back to the UK if necessary.
All policies at Just Travel Cover cover cruises and some policies offer unique, cruise-specific benefits, provided you declare that you are going on a cruise when getting a quote. Specifically, you can get up to £12,500pp cancellation cover as standard and even up to £50,000pp over the phone for high-value cruises. Other cruise-specific benefits include cover for unused excursions up to £500, cabin confinement up to £1500, and cruise interruption up to £1500.
We understand that each cruise and cruiser is unique. Therefore, when obtaining a quote, you must specify if you are going on a cruise and your specific destinations, as each country is rated differently regarding medical treatment. Given the often advanced booking nature and long duration of cruises, arrange Cruise Travel Insurance as soon as possible. At Just Travel Cover, we can provide cover up to 18 months in advance, ensuring you can get back to planning your cruise knowing you’re covered.
Popular Ocean Cruise Destinations
Still need to book your ocean cruise? Some of the most popular ocean cruise destinations span multiple continents and offer unique attractions and experiences. From the sun-kissed beaches of the Caribbean with frequent stops at Antigua and Barbuda, Barbados, the Dominican Republic, and St. Kitts and Nevis; to the historical and cultural treasures of the Mediterranean – featuring Spain, Italy, France, Portugal, Croatia, and Gibraltar. There’s a world to explore on an ocean cruise.
If you want to venture further afield, Asia, the Americas, and Canada offer rich cultural experiences and diverse landscapes. Regardless of your chosen destination, the unpredictability of travel means that Ocean Cruise Travel Insurance is essential, ensuring you’re well-equipped for any unforeseen events.
Securing Travel Insurance is a critical part of planning your ocean cruise. Get a quote today and explore a range of options from a panel of insurers, including those with no upper age limit and who specialise in pre-existing medical conditions. If you still need to book your Ocean Cruise, explore our blogs for tips on planning, packing, and things to do.
Travel Insurance for Ocean Cruises FAQs
Frequently asked questions about Travel Insurance for Ocean Cruises.
Is Ocean Cruise Travel Insurance different from regular Travel Insurance?
You must declare you are going on a cruise when taking Travel Insurance with us and check the terms and conditions. Some policies provide unique benefits associated with the risks that come with cruising, that you would not get on a standard holiday, e.g. missed port departure, cabin confinement, and cruise interruption.
When should I purchase Cruise Travel Insurance for an Ocean Cruise?
It’s best to purchase Cruise Travel Insurance as soon as possible after booking your cruise. That’s so you’re covered for cancellation, meaning if you have a change in medical circumstance, become redundant or called up for Jury service, you can cancel and make a claim to get back monies paid. At Just Travel Cover we can provide Travel Insurance up to 18 months in advance of your trip.
Can I customise my cover based on the specific needs of my ocean cruise?
When you enter your details online we will only show you options from insurers that can cover you. You can then decide which policy best meets your needs based on cover limits, particularly around cancellation. All limits are per person, with the maximum online at £12,500pp. However if your cruise costs more than that, we do have a top up cancellation policy available, up to £50,000pp.
What if I have a pre-existing medical condition? Will it be covered?
Yes, proving that you declare any pre-existing medical conditions when getting a quote. We will only show you insurance policies tailored to your unique needs. To read more about Travel Insurance for pre-existing medical conditions, visit our dedicated page.
What happens if my cruise itinerary changes due to unforeseen circumstances?
If your cruise itinerary changes due to unforeseen circumstances such as adverse weather or timetable restrictions, some insurers will pay up to £750 for itinerary change, but not all insurers cover this, so always check the policy wording or call us to ask.
Our Latest Blogs
Knowing which cruise is right for you will enhance your experience, so researching before booking is essential. Diving into our blogs in the Cruise Hub may help you learn more about the cruise holiday you’re searching for.
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