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Set Sail with Confidence: Family Cruises and Travel Insurance Essentials
Cruises are rapidly becoming a popular holiday choice for families, and it is easy to see why. Family cruises offer a range of attractions and activities for all age groups and interests. The convenience of having everything in one place, to the thrill of exploring multiple destinations on a single journey is next to none.
Along with the excitement of planning your cruise holiday comes the responsibility of preparing for unexpected events. Cruise Travel Insurance is not just another box to tick off your holiday checklist, but a crucial safety net that could protect you and your family.
The Importance of Travel Insurance for Family Cruises
Going on a family cruise is an exciting adventure you can enjoy with those closest to you, but your trip may not always be smooth sailing and you should be prepared with the right family cruise insurance in place. Circumstances may arise whereby you need to cancel, you may have a medical emergency, need treatment or need to leave the ship for medical reasons, or you may even lose your baggage – all very inconvenient, but precisely what Family Travel Insurance is for.
Therefore, it is crucial to have suitable Travel Insurance- specifically Cruise Family Travel Insurance which can provide cover for the unique risks associated with cruising for the whole party travelling.
Family Cruise Travel Insurance Details
At Just Travel Cover, all of the insurers that we work with provide Cruise Travel Insurance, and some policies have additional benefits too, but you need to make sure you confirm you are going on a cruise when you apply for a quote. You can do this online by clicking ‘Yes’ to the question ‘Are you going on a cruise’ or mentioning it over the phone with our advisors.
Some Cruise Travel Insurance policies can offer additional, specific cruise benefits including:
- Missed port departure up to £1,500
- Cabin confinement up to £1,500
- Unused excursions up to £500
- Itinerary change up to £750
- Cruise interruption up to £1,500
All policies will cover cancellation, medical cover and baggage, but limits vary by insurer. If you need more than £12,500 cancellation cover (if your cruise has cost more than this) then please call us to discuss our Top up cancellation cover.
You should arrange Travel Insurance for your family cruise as soon as you book, and unlike some providers, we can provide cover for holidays up to 18 months away.
Embarking on a family cruise is an investment in unforgettable and cherished memories. By choosing suitable Cruise Travel Insurance, you can ensure that you are protected should unexpected events occur.
As you plan your family cruise, remember to explore our blogs for tips on saving money, fun activities, and what to expect. Don’t forget to arrange your Family Travel Insurance for peace of mind. Ensure to specify that you’re embarking on a family cruise and list all the specific destinations you’ll be visiting if taking single-trip cover.
Travel Insurance for Family Cruises FAQs
Frequently asked questions about Travel Insurance for Family Cruises.
What is the importance of Travel Insurance for family cruises?
Travel Insurance for family cruises is crucial as it protects your holiday against unforeseen events. These could range from trip cancellations and medical emergencies to lost baggage and itinerary changes. Having Cruise Travel Insurance ensures that you can focus on making the most of your holiday without worrying about potential disruptions.
What aspects are covered under Cruise Travel Insurance?
Cruise Travel Insurance offers cover for a wide range of circumstances, including cancellation of up to £12,500 per person, missed port departure, cabin confinement, unused excursions, itinerary change, and cruise interruption. It also covers emergency medical expenses, including repatriation, and there’s no age limit at Just Travel Cover (terms apply).
Can Cruise Travel Insurance cover high-value cruises?
Yes, for high-value cruises, increased cover of up to £50,000 per person can be arranged over the phone, subject to terms, conditions and exclusions.
What if I’m booking my family cruise well in advance?
We know cruises are typically booked quite far in advance. At Just Travel Cover we can provide cover for cruises up to 18 months away. As Martin Lewis says, we recommend that you secure your cruise insurance as soon as you book your trip (ASAB). This ensures that your family are protected should you need to cancel your family cruise for an insured reason.
Do I need a different cover for each traveller on my family cruise?
It’s crucial to ensure that all travellers in your family cruise are adequately covered, taking into account any specific needs such as pre-existing medical conditions. At Just Travel Cover we offer no upper age limit, making our Cruise Travel Insurance suitable for all ages. When getting a quote, it is important to declare your family’s specific needs such as destinations, medical conditions and any planned activities to make sure you get the right level of cover.
Our Latest Blogs
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