My Account
Travel Insurance for Puerto Rico
Make sure you pack your Travel Insurance for your adventure on the paradise Island of Puerto Rico. Get a Quoteor Retrieve your quoteSecure your Travel Insurance today for an unforgettable trip
Referred to as the heart and soul of the Caribbean, Puerto Rico offers a rich history and culture where the worlds of old and new collide in spectacular beauty. Visit San Juan to discover the stunning diversity of El Yunque National Forest or be captivated by the world’s brightest bioluminescent bay. For adrenaline junkies, conquer ‘the monster’ – the world’s second longest zip line at Toro Verde Nature Adventure Park, or relax on some of the world’s best beaches. No trip to Puerto Rico is complete without sampling a pina colada or two at Coco Pirata, Tepache Colada or Dessert Colada.
The most popular time to visit is December to April and July. To avoid crowds, travel between September to mid-December and mid- April to May. You will find that June to September is cheaper but it is worth noting that this is also Hurricane season with August and September peak months for storms.
Ensure you have Travel Insurance in place as soon as you book your trip to this tropical paradise. Working with a panel of insurers we can offer a personalised Travel Insurance quote with no age limit and cover for hundreds of pre-existing medical conditions.
The Ultimate Travel Tips for your exploration of Puerto Rico
Five top experiences to add to your Puerto Rico bucket list:
Old San Juan
Old San Juan was founded back in 1521 by Spanish Colonists and brings a wealth of history and culture to Puerto Rico. Explore charming waterfronts, centuries-old forts and brightly coloured homes as you wander the cobbled streets of this picturesque City. The capital of Puerto Rico boasts a number of excellent restaurants and shops. Cross into the new and find world-class dining, shopping and an enthralling nightlife.
Rum Capital of the World
Home to several big distilleries, Puerto Rico is responsible for over 70% of Rum sold in the USA. Combined, these distilleries provide over 80 types of rum from silver to golden and amber, spiced and dark. You will probably recognise Bacardi, but it is worth sampling Don Q or Ron Del Barrilito Three Star. Sample some of the best rum-based cocktails at La Barrita del Lado or La Central by Mario Pagan.
Visit Bioluminescent Bays
Puerto Rico has three of five bioluminescent bays in the world. These are rare ecosystems where an organism called dinoflagellates grow in quantities big enough to create a “glow-in-the-dark” effect. Anything that comes into contact with the organism lights up in neon, providing a star-like reflection. Experience this phenomenon at Mosquito Bay, Laguna Grande and La Parguera – the only bay where you can swim through the waters.
Can’t Miss
El Yunque Rainforest; Hike, Zipline or horseback through this rainforest. Spanning 28,000 acres there are over 25 waterfalls and breath-taking views. Pinones; sample the authentic street food whilst sipping fresh coconut water. Santurce; explore the art and culture hub of San Juan. You will also find elegant restaurants, pop-up eateries, live music and farmer markets. Guavate; discover the lechoneras (outdoor eateries) located high in the mountains.
The Night is Young
You can find an assortment of nightlife from hotel nightclubs, to beach bars and roadside chinchorros. In San Juan there are a number of trendy nightlife districts that are home to clubs, lounges and rooftop bars. La Placita de Santurce is a farmer’s market by day, but by night… It is the hottest street party in San Juan! Discover Condado, Calle Loiza, Distrito T-Mobile, Ponce, Mayaguez and Rincon.
Is Puerto Rico part of the USA for Travel Insurance?
Yes, Puerto Rico is a territory of the United States, even though it is an island in the Caribbean sea. It’s neither a state nor an independent country and its political status is complex. If you’re buying single trip Travel Insurance (for one holiday) you will need to select Puerto Rico from the drop down list. For annual policies you will need to select Worldwide including cover for the USA, Canada and the Caribbean.
Is Puerto Rico part of the USA for Travel Insurance?
Yes, Puerto Rico is a territory of the United States, even though it is an island in the Caribbean sea. It’s neither a state nor an independent country and its political status is complex. If you’re buying single trip Travel Insurance (for one holiday) you will need to select Puerto Rico from the drop down list. For annual policies you will need to select Worldwide including cover for the USA, Canada and the Caribbean.
Is Travel Insurance required for Puerto Rico?
Travel Insurance is not a legal requirement for Puerto Rico, but it should still be considered essential for any holiday, or you could be left facing hefty medical bills if you’re not covered. Travel Insurance can offer peace of mind should the unexpected happen such as accidents or illness that lead to emergency medical care, not forgetting the associated costs such as accommodation and repatriation (getting you home to the UK). Having Travel Insurance in place for your visit to Puerto Rico also means you’re covered for trip cancellation, delays and lost and stolen baggage.
Is Travel Insurance required for Puerto Rico?
Travel Insurance is not a legal requirement for Puerto Rico, but it should still be considered essential for any holiday, or you could be left facing hefty medical bills if you’re not covered. Travel Insurance can offer peace of mind should the unexpected happen such as accidents or illness that lead to emergency medical care, not forgetting the associated costs such as accommodation and repatriation (getting you home to the UK). Having Travel Insurance in place for your visit to Puerto Rico also means you’re covered for trip cancellation, delays and lost and stolen baggage.
Is healthcare free in Puerto Rico?
No, Puerto Rico has both public and private healthcare systems, although the public healthcare system is underfunded meaning many opt for private healthcare. It is advisable to carry some cash when visiting a doctor although some cashless facilities do exist. Private ambulances on the Island also require an upfront payment and costs may be recoverable via your Travel Insurance.
Is healthcare free in Puerto Rico?
No, Puerto Rico has both public and private healthcare systems, although the public healthcare system is underfunded meaning many opt for private healthcare. It is advisable to carry some cash when visiting a doctor although some cashless facilities do exist. Private ambulances on the Island also require an upfront payment and costs may be recoverable via your Travel Insurance.
How much is Travel Insurance for Puerto Rico?
There is no set price for Travel Insurance to Puerto Rico as the cost is based on a number of factors such as age, trip length and medical history. We’ll compare several insurers for you and list policies by order of price. Plus it is worthwhile to compare a single and annual trip policy as this can sometimes help save money if you are going on more than one trip.
How much is Travel Insurance for Puerto Rico?
There is no set price for Travel Insurance to Puerto Rico as the cost is based on a number of factors such as age, trip length and medical history. We’ll compare several insurers for you and list policies by order of price. Plus it is worthwhile to compare a single and annual trip policy as this can sometimes help save money if you are going on more than one trip.
Cover for Pre-Existing Medical Conditions
- Emergency medical, hospital and medical expenses up to £15m
- Repatriation (the cost of getting you home)
- Emergency dental care
- Accommodation expenses
- 24 hour medical assistance line
We Compare Prices From These Insurers
Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 03709501790 for more information
