Breast Cancer Travel Insurance
A diagnosis of breast cancer calls for a closer look at policy wording. Online screening is available, or our team can take you through it by phone. Then compare medical limits, cancellation benefits and excesses.
- Cover available for breast cancer and other declared conditions
- Cover tailored to your declared medical history
- Emergency medical and repatriation cover included (limits apply)
- Compare quotes from specialist medical travel insurers
Can I Get Travel Insurance With Breast Cancer?
Yes. Many travellers with a breast cancer diagnosis still experience trips abroad. Your diagnosis doesn’t have to mean you can’t get insurance.
Breast cancer is the most common cancer in the UK. According to Breast Cancer Now, around 55,000 people are diagnosed each year. We support people living with breast cancer to find Travel Insurance even with a pre-existing medical condition like breast cancer, comparing policies across our panel of specialist insurers – whatever stage you’re at.
How Does Fibroadenoma Affect Travel Insurance?
If you have a fibroadenoma (a type of benign non-cancerous breast lump) this shouldn’t have a significant impact on your Travel Insurance.
It’s a different condition to a breast cancer diagnosis, so insurers treat it differently. Whilst fibroadenomas are generally far more straightforward to declare than an active or historic cancer diagnosis, it’s still important to declare it accurately, since failing to do so could affect a future claim.
Do I need to declare a fibroadenoma that I’ve had removed?
If it’s relevant within the timeframe specified within your medical screening, then yes, you’ll still need to declare your fibroadenoma even if you’ve had surgery to remove it. It’s unlikely to have an impact on your policy, since fibroadenomas are benign.
What Impact does Breast Cancer Have on Travel Insurance?
Breast cancer cover looks different depending on where someone is in their diagnosis, and insurers price these situations very differently from one another:
| Current condition | Impact on cover |
|---|---|
| Currently having treatment | If you’re mid-way through chemotherapy, radiotherapy, surgery or another active treatment, insurers will need the right information to decide what cover they can offer you. To work out your options, we’ll help you with a quick medical screening. |
| Treatment completed | It can become easier to get cover once active treatment has finished, though every policy will have slightly different conditions. To find out what cover options are available after your treatment has finished, you can start with our medical screening. Make sure to answer carefully when asked about your treatments within the specified timeframe. |
| Living with secondary (metastatic) breast cancer | Cover is still available. Many people living with secondary breast cancer continue to travel and hold valid Travel Insurance. Your policy may require more detailed information around your current treatment and prognosis. We’ll guide you through the process during your medical screening. |
Whatever your current stage or condition, giving a full picture lets us match you to insurers who can offer suitable cover. Declare your condition and answer any medical screening questions as accurately as possible, to ensure any policies shown are relevant for the cover you need.
If you’re not sure about how your condition might affect your cover options, you can discuss it with our expert team over the phone: Call 0800 294 2969
What Affects the Cost of Breast Cancer Travel Insurance?
Several factors typically drive the price and availability of cover:
- Where you are in treatment – active treatment, recently completed treatment, and long-term remission are usually priced differently.
- Time since diagnosis or since treatment ended – some insurers will have different cover rates depending on this.
- Type and stage – including whether it’s a primary diagnosis or secondary (metastatic) breast cancer.
- Destination – worldwide cover, and destinations with higher medical costs such as the USA, typically cost more.
- Other declared conditions – including things like lymphoedema. It’s important to declare all conditions, related or unrelated to your breast cancer diagnosis.
Our Expert Says
“Many travellers go abroad with breast cancer, and we don’t want to see your diagnosis getting in the way of the cover you need for your trip. We cover breast cancer at all stages, including in remission, terminal, and those looking for Travel Insurance after a breast cancer diagnosis”
Katie Williams
Product Expert at Just Travel Cover
What Does Breast Cancer Travel Insurance Cover?
When travelling with any pre-existing medical condition, the right cover is an important part of enjoying your trip. It’s about peace of mind that you are covered, should you need any treatment while you’re away.
Most policies covering breast cancer come with standard Travel Insurance benefits, such as baggage and cancellation cover, as well as extra cover to suit your current health condition.
When travelling with any pre-existing medical condition, the right cover is an important part of enjoying your trip. It’s about peace of mind that you are covered, should you need any treatment while you’re away.
Most policies covering breast cancer come with standard Travel Insurance benefits, such as baggage and cancellation cover, as well as extra cover to suit your current health condition.
Typically included:
- Emergency medical treatment abroad
- Medically necessary repatriation
- Cancellation cover, including if your condition or treatment changes before or during travel
- Cover for lost, stolen or damaged baggage and medication
- 24/7 emergency medical assistance
Typically not covered:
- Any medical conditions you should have declared, but didn’t
- Any routine, planned check-ups, scans or follow-up appointments you choose to have while abroad
- Choosing not to travel for reasons unrelated to your health
- Travel against Foreign Office (FCDO) advice
- Claims below your policy excess
It’s important to read policy wording carefully to make sure you fully understand the applicable inclusions and exclusions for your cover.
How Do I Get Travel Insurance with Breast Cancer?
To find out which policies are available to you, we’ll support you through 3 steps:
1. Complete a short medical screening
We’ll ask about your breast cancer diagnosis and treatment so we can match you to insurers who can offer suitable cover. This is also where you’ll need to share any other pre-existing medical conditions you may have.
2. Tell us about your trip
Once we understand your trip, including destinations, duration, and any activities you may need your policy to cover (such as cruises or winter sports), we can show you relevant policies.
3. Review available policies
We’ll review policies across our panel of insurers and show you the ones that meet your needs. You can choose the option best suited to your travel needs, including how much excess you’d like to pay if you make a claim.
Our Content Review Policy
It’s our priority to provide relevant, up to date information across our content. Our specialist travel insurance team reviews our published content regularly to ensure all information provided on traveling with medical conditions follows industry guidance.
Authorised and regulated
Just Travel Cover is authorised and regulated by the Financial Conduct Authority (FRN 610022) for General Insurance Distribution activities, ensuring we guarantee transparency in our policy documents and prioritise fair treatment of our customers during a claims process.
Breast Cancer Travel Insurance FAQs
Can breast cancer sufferers get Travel Insurance?
Yes. Breast cancer, at any stage, doesn’t automatically rule out cover. It does need declaring accurately to ensure you find the right level of cover for your needs. Comparing insurers who specialise in pre-existing medical conditions tends to show better options than a standard policy.
We work with a panel of insurers to find specialist cover options for breast cancer sufferers, so you can get peace of mind for your trip.
Do breast cancer survivors need to declare it on every policy?
Yes. Every time you take out a new policy or renew you’ll need to declare it, even if you’re in remission and even if a previous policy covered it without issue. Your medical screening will guide you on the specific relevant time period you need to cover, and it’s important that you answer these questions accurately to find the right cover and avoid a claim being rejected later.
Is a fibroadenoma the same as breast cancer?
No. A fibroadenoma is a common, benign (non-cancerous) breast lump, and having one doesn’t usually increase your future risk of breast cancer. It’s generally more straightforward to get cover for than a cancer diagnosis, though it’s still important to declare it during medical screening. You can learn more about fibroadenomas from Breast Cancer Now.
Can I get Travel Insurance with secondary (metastatic) breast cancer?
Yes, cover is available, though it typically needs more detailed screening around current treatment and prognosis – comparing a specialist panel is particularly useful here.Yes, cover is available, though it typically needs more detailed screening around current treatment and prognosis – comparing a specialist panel is particularly useful here.
Will my cancer medication be covered if it's lost or stolen?
Many policies include cover to replace lost, stolen or damaged prescription medication, though you should check your chosen policy wording for your exact coverage. Make sure you always carry medication in your hand luggage, along with a copy of your prescription.Many policies include cover to replace lost, stolen or damaged prescription medication, though you should check your chosen policy wording for your exact coverage. Make sure you always carry medication in your hand luggage, along with a copy of your prescription.
Is there an age limit on breast cancer Travel Insurance?
We provide policies without an upper age limit through our specialist panel of insurers, so you can see which policies are available for your specific age and medical conditions.We provide policies without an upper age limit through our specialist panel of insurers, so you can see which policies are available for your specific age and medical conditions.
Can you travel during breast cancer treatment?
You should always consult a medical professional with regards to being fit to travel. If you are travelling, arranging Travel Insurance with cover for breast cancer is crucial in case something were to happen on your trip. You could end up paying out of pocket if you do not disclose your pre-existing medical conditions, including breast cancer.You should always consult a medical professional with regards to being fit to travel. If you are travelling, arranging Travel Insurance with cover for breast cancer is crucial in case something were to happen on your trip. You could end up paying out of pocket if you do not disclose your pre-existing medical conditions, including breast cancer.
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